The existing vast literature on credit risk assessment and default prediction provides models building mostly in quantitative indicators. We present the results of a survey carried out of experts from the main banks in Portugal, conveying evidence on the dominant procedures undertaken by the Portuguese banking system. Our analysis concludes on the relevance of qualitative criteria, particularly...

Material selection is one of the major problems in manufacturing environments since the improper selected material may lead to fail in the production processes and result in customer dissatisfaction and cost inefficiency. Every material has different properties which should be considered as major criteria during the material selection procedure. Selection criteria could be quantitative or quali...

Developing a comprehensive document based on the utmost use of renewable energy efficiency in the architecture design is the first step in national level to follow the goals of sustainable architecture and this is not possible without having a deep trend of the climatic compartment. The modeling of comprehensive energy plans in the architecture without having a quantitative approach is incomple...

Carbonate rocks of the Triassic deposits South Mangyshlak basin are investigated in this paper for their boundary values, which important interpretation field geophysical data as well perforation and blasting. Based on lithological composition, classified either terrigenous or carbonate reservoirs. reservoirs found Middle strata containing volcanogenic dolomite limestone rocks. A complex type r...