This paper describes segregated balance accounts (SBAs), a concept for a new type of account that could provide increased competition for deposits, reduce system-wide balance sheet costs, and improve the transmission of monetary policy by facilitating greater pass-through of interest on excess reserves (IOER). SBAs are designed to remove credit risk by creating narrow accounts that could allow ...

The business and accounting aspects of General Practice are integral to daily practice. In addition, recently there have been radical changes in the world of General Practice (GP). While formal post graduate GP training in the UK is thorough and practice accounts are included in the MRCGP syllabus, many GP registrars struggle with the subject and there is obviously less emphasis on this than th...

OBJECTIVE To estimate cost savings from emergency contraceptive pills in Canada. METHODS We modeled cost savings when a single emergency contraceptive treatment was provided after unprotected intercourse and when women were provided emergency contraceptive pills in advance. RESULTS Each dollar spent on a single treatment saved $1.19--$2.35 (in Canadian currency), depending on the regimen an...

BACKGROUND The Affordable Care Act of 2010 proposed maximum penalty equal to 1% of regular Medicare reimbursements which prompted change in how hospitals regard 30-day readmissions. While several hospital to home transitional care models demonstrated a reduction in readmissions and cost savings, programs adapted to population needs and existing resources was essential. METHODS Focusing on pro...

Title The paradoxical relationship of difficulty and lateral frontal cortex activity. Competing financial interests The authors declare no competing financial interests. Running Title Rostrocaudal reaction time effects Abstract Task difficulty is widely cited in current theory regarding cognitive control and fronto-­‐parietal function. Ongoing debate surrounds the extent to which global difficu...

Medical Savings Accounts (MSAs) have been suggested as a possible solution to Canada's health care funding woes. This approach is intended to reduce demand for health services by making individuals financially responsible for their pattern of consumption. MSAs may have appeal in the private insurance industry. A review of the scant literature on the experience in the public systems of Singapore...