BACKGROUND The Consultation and Relational Empathy (CARE) Measure is a validated patient-rated measure of consultation quality in the UK. OBJECTIVES To provide preliminary evidence of the reliability and validity of a Chinese version of the CARE Measure in a primary care setting in Hong Kong. METHODS Following translation, back-translation and pilot testing, a Chinese version of the CARE Me...

The result of one clustering algorithm varies from that of another for the same input dataset as the input parameters of an algorithms can substantially affect the behavior and execution of the algorithms. Cluster validity measures can be used to find the partitioning that best fits the underlying data. In most realistic applications, this analysis can be visualized using simple Computer-Aided-...

Credit granting businesses face a challenging environment due to the wide variety of customer behaviors. While only some customers use their credit and pay regularly, a larger percentage may hardly use their available credit. As a key risk management issue, small percentages of customers become delinquent in their payments, and others become bankrupt, requiring write-off. As a business decides ...

While a rapidly growing body of research underscores the influence of social capital on financial decisions and economic developments, objective data-based measurements of social capital are lacking. We introduce average credit scores as an indicator of a community’s social capital and present evidence that this measure is consistent with, but richer and more robust than, those used in the exis...

This study examined the convergent construct validity of a new performance-based assessment instrument called the Comprehensive High-Level Activity Mobility Predictor (CHAMP) as a measure of high-level mobility in servicemembers (SMs) with traumatic lower-limb loss (LLL). The study was completed by 118 SMs. Convergent construct validity of the CHAMP was established using the 6-minute walk test ...

In this study it has been initiated to find out the credit strength and financial performance of cement industries in Bangladesh through investigating the financial report for the period from 2007 to 2011. Financial ratios are employed to measure the Liquidity (Working capital to Total Assets), Profitability (Retained Earnings to Total Assets), Efficiency (Earnings before Interest and Taxes to ...

In this paper we present evidence from a field experiment on the effect of text message reminders and credit card APR (annual payment rate) information on credit scores of low-tomoderate-income individuals. We find that individuals who initially had a low credit score benefited significantly from receiving the text reminders, while individuals who initially had a mid or high score did not. The ...

decision trees as one of the data mining techniques, is used in credit scoring of bank customers. the main problem is the construction of decision trees in that they can classify customers optimally. this paper proposes an appropriate model based on genetic algorithm for credit scoring of banks customers in order to offer credit facilities to each class. genetic algorithm can help in credit sco...

This paper presents a comprehensive review of the studies conducted in the application of data mining techniques focus on credit scoring from 2000 to 2012. Yet, there isn‟t adequate literature reviews in the field of data mining applications in credit scoring. Using a novel research approach, this paper investigates academic and systematic literature review and includes all of the journals in t...

In this paper, a new method of representing two-dimensional shapes using fuzzy-symbolic features and a similarity measure defined over fuzzy-symbolic features useful for clustering shapes is proposed. A k-mutual nearest neighborhood approach for clustering two-dimensional shapes is presented. The proposed shape representation scheme is invariant to similarity transformations and the clustering ...