We construct network centrality measures for customer and supplier industries in the U.S. economy. Consistent with Ahern, et al. (2014), we find central suppliers have higher levels of systematic risk than central customers and therefore more exposed to sectoral shocks. We posit that central suppliers have incentives to channel funds to their customers via trade credit. Our empirical results ar...

This paper presents a multi-period optimization model for high margin and zero salvage products in online distribution channels with classifying customers based on number of products required. Taking hotel customers as an example, one is regular customers who reserve rooms for one day, and the other is long term stay (LTS) customers who reserve rooms for a number of days. LTS may guarantee a sp...

Previous studies have shown that community-pharmacy– based screening and brief intervention (SBI) for risky alcohol use is feasible. However, few studies have reported significant reductions in alcohol use following pharmacy-delivered BI. In this study, trained pharmacists (N = 29) at 28 community pharmacies in London, UK, offered BI from February-July 2010. Customers seeking alcohol-related me...

The credit scoring risk management is a fast growing field due to consumer’s credit requests. Credit requests, of new and existing customers, are often evaluated by classical discrimination rules based on customers information. However, these kinds of strategies have serious limits and don’t take into account the characteristics difference between current customers and the future ones. The aim ...

Predicting future promotion information on markdowns, customers can maximize their utilities by deciding when to buy. With this strategic behavior, paper investigates a downside-risk-averse retailer’s integrated stock and pricing problem using single case study method. Analyzing effects of the downside risk aversion is our purpose. By exploring two-phase newsvendor model with retailer selling c...

In 2000, an outbreak of Mycobacterium fortuitum furunculosis affected customers using whirlpool footbaths at a nail salon. We swabbed 30 footbaths in 18 nail salons from 5 California counties and found mycobacteria in 29 (97%); M. fortuitum was the most common. Mycobacteria may pose an infectious risk for pedicure customers.

The purpose of this research was to explain the relationship between the personality of brands with risk aversion and customer loyalty. This research was applied in terms of purpose, descriptive correlation one in terms of information gathering and based on structural equation modeling. The statistical population consisted of all customers with credible brands (5 famous and high-income brands s...

The Norwegian banking industry has introduced a new security infrastructure for web applications, including Internet banking. The infrastructure, called BankID, has the potential to increase the security of today’s web applications and facilitate new business opportunities. The authors consider BankID from the customers’ point of view, analyze the risk the customers take when using BankID, and ...