This study examines the nexus between four electronic payment channels’ transaction values and bank performance of Malaysia, Singapore Thailand for 2010–2020. We find that, impact credit charge card’s value on banks’ return equity (ROE) is significantly positive across various econometric specifications, including firm fixed effect panel regression, two-way clustering method generalised moment....

To stay competitive, your enterprise requires fast and reliable access to information. You must also be able to easily keep this information up-to-date, even across system failures and as it is shared among many users. By addressing these needs, online transaction processing (OLTP) continues to be the foundation of commercial computing. Distributed and open computing now offer the promise of mu...

Fraud detection for credit/debit card, loan defaulters and similar types is achievable with the assistance of Machine Learning (ML) algorithms as they are well capable learning from previous fraud trends or historical data spot them in current future transactions. Fraudulent cases scant comparison non-fraudulent observations, almost all datasets. In such detecting fraudulent transaction quite d...

Joyce da Silva Bevilacqua [1] Centro Universitário Senac – Campus Santo Amaro. Av. Eng. Eusébio Stevaux, 823, 04696-000, São Paulo, SP, Brasil. [email protected] [2] Instituto de Matemática e Estatística da Universidade de São Paulo. Rua do Matão, 1010, 05508-900, São Paulo, SP, Brasil. [email protected] Gislaine Silva Vieira Duarte Instituto de Matemática e Estatística da Universidad...

In this work, conventional (non-coherent), coherent-jet, and high pressure coolant delivery systems are compared for profile creep-feed grinding, under non-continuous dressing conditions. To facilitate this comparison, an analytical method of determining the available flow (coolant that hits the wheel or workpiece) was presented. The coolant delivery systems were compared for five different fee...

RFID Radio-Frequency IDentification is one of the technologies that is used for the past few decades for tracking and identification of an object. RFID tag contains unique information wirelessly with computer databases and network for tracking the objects easily. Prior to performing the read/write operation on RFID card, the reader has to make an authentication check. Usually a default key supp...

BACKGROUND Displacement of canine intervertebral disk material can be seen directly in diagnostic imaging modalities such as magnetic resonance imaging and computed tomographic imaging. Canine intervertebral disk herniation can be differentiated into Hansen type 1 and 2 categories by clinical appearance, but anular- and nuclear disk material cannot be distinguished in computed tomographic image...

Abstract: In this paper, we propose a new distributed energy beamforming and information transfer (DEBIT) scheme for realizing simultaneous wireless information and power transfer (SWIPT) in multiway relay networks (MWRNs), where multiple singleantenna users exchange information via an energy-constrained single-antenna relay node. We investigate the optimal transceiver designs to maximize the a...

This paper presents a model of a debit or credit card payment scheme, providing a simple determination of the socially optimal structure of fees between those charged to cardholders and those charged to merchants.  2003 Elsevier B.V. All rights reserved.