Various kinds of authentication schemes have been deployed to secure the information or resources from unauthorized access. In these schemes, server maintains a verification table which is vulnerable to a variety of attacks. To withstand the possible attacks for verification table, smart card based authentication scheme has been proposed as an alternative solution. Smart card is a small, tamper...

Brief Description. This short paper highlights the interaction between security and usability in e-banking security and presents objectives and difficulties for studies in this field. E-Banking has undoubtedly become a key element in every modern bank's service portfolio during the last two decades. With its initial focus primarily on transactions, e-banking has now progressed towards an advanc...

Currently, the Islamic finance industry is proliferating and continues to make exciting innovations attract customers. This innovation offers convenience efficiency in financing banking Indonesia. one of product offered a sharia credit card. Unlike conventional banks' cards, which based on interest, this card still contract. study aims look at preferences bank customers, especially Surabaya bra...

This study examines the nexus between four electronic payment channels’ transaction values and bank performance of Malaysia, Singapore Thailand for 2010–2020. We find that, impact credit charge card’s value on banks’ return equity (ROE) is significantly positive across various econometric specifications, including firm fixed effect panel regression, two-way clustering method generalised moment....

Bank is one of the example of institute that using Information Technology (IT) in its daily task to fulfill the organization’s and customers’ need. Business transaction, money transfer, ATM, credit card, and loan are some tasks that were done every day. Customers’ personal information stored by the bank is also considered as private and should not be disclose to anybody with no authorization. O...

Business process reengineering has made revolutionary changes in the personal banking sector. It is the Technological Innovations that improved the service quality, responsiveness and business efficiency. This study focuses on different user profiles (Earning/Non Earning), their perception of risk and confidence in technological innovations in personal banking sector. Required data were collect...

The polycyclic aromatic hydrocarbon (PAH), benzo[a]pyrene (BaP), was compared to dibenzo[def,p]chrysene (DBC) and combinations of three environmental PAH mixtures (coal tar, diesel particulate and cigarette smoke condensate) using a two stage, FVB/N mouse skin tumor model. DBC (4nmol) was most potent, reaching 100% tumor incidence with a shorter latency to tumor formation, less than 20 weeks of...

Histone H1 and high-mobility group A (HMGA) proteins compete dynamically to modulate chromatin structure and regulate DNA transactions in eukaryotes. In prokaryotes, HMGA-like domains are known only in Myxococcus xanthus CarD and its Stigmatella aurantiaca ortholog. These have an N-terminal module absent in HMGA that interacts with CarG (a zinc-associated factor that does not bind DNA) to form ...