Most of the academic literature on retail payment systems focuses, for tractability reasons, on the case of a single payment system. However, a more realistic situation is one where several systems compete and where consumers have the choice between several means of payment (debit card, credit card, charge card, cheque, transfer, ...). This article summarises the small literature that has model...

We study a multimodal-learning problem where, given an image containing single-line (printed or handwritten) text and candidate transcription, the goal is to assess whether represented in corresponds text. This problem, which we dub matching, primarily motivated by real industrial application scenario of automated cheque processing, whose automatically information bank (e.g., issue date) match ...

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