In recent years, the banking industry has made significant changes in technology and communications. The expansion of electronic communications and a large number of people around the world access to the Internet, appropriate to establish trade and economic exchanges provided but high costs, lack of flexibility and agility in existing systems because of the large volume of information, confiden...

systemic risk is the risk of collapse in the financial system. due to the financial crisis that hit the world economy in 2008, the study of systemic risk in the banking sector became more attractive for researchers. in this research we study systemic risk in the iranian banking sector by using a famous systemic risk measure, the ∆covar. to compute the measure, we employ dynamic conditional corr...

Banks in low-income countries are launching e-banking services such as Internet banking, SMS banking, ATM banking, card banking, point of sales (PoS) and mobile banking. Among these planned services, ATM is the most matured service in many private and state owned banks in Ethiopia. ATM is a recent phenomenon in low-income countries (Olatokun & Igbinedion 2009; Alaba, 2011), and is still being i...

With advances in information technology, internet banking in developing countries is increasing in popularity, giving individuals more choices in how they do their banking. However, the uptake by individuals especially for developing countries has been slow, despite increased access to enabling technologies. While much has been done to determine what encourages adoption, little is known of what...

Singapore is known as the fastest growing telecommunications nation in Asia. Presently, all the members of the Singapore banking industry use the Information and Communication Technology as a platform for effective and efficient means of conducting their financial transactions. This paper focuses on determining the level of users’ acceptance of the electronic banking services and investigating ...

in recent years, information technology has highly affected the banking industry and the distribution channels of banking services toward self-servicing alternatives. at the present time, many banks and financial institutions are actively developing new electronic products for their customers but since customers don’t adopt and use the services, they can not profit from these new services. the ...

development of new technologies is one of the key success factors in most today’s organizations. but this point must also be considered that the acceptance of new technologies does not happen at the moment; it is a process that takes shape over time, and if the usage is repeated, it can be concluded that acceptance has been successful. besides the systematical review of the researches conducted...

Studies on the adoption of business-to-consumer e-commerce have not simultaneously considered trust and risk as important determinants of adoption behavior. Further, trust in information technology has not been addressed to a great extent in the context of e-commerce. This research explicitly encompasses the electronic channel and the firm as objects to be trusted in e-commerce. Our conceptual ...

In recent years, the banking industry has made significant changes in technology and communications. The expansion of electronic communications and a large number of people around the world access to the Internet, appropriate to establish trade and economic exchanges provided but high costs, lack of flexibility and agility in existing systems because of the large volume of information, confiden...