The number of Americans without health insurance rose from 38.4 million in 2000 to 47.0 million in 2006, primarily due to the precipitous decline in employer-provided health coverage for workers and their families. Nearly 3.9 million fewer Americans under 65 had employer-provided coverage in 2006 than in 2000. The downward trend in the rate of employer-provided insurance continued for the sixth...

Given that such a large and growing share of young adults ages 19 to 26 lacks health insurance coverage, increasing policy attention has been focused on addressing coverage gaps among young adults. Fully 10.3 million young adults—or one in three (32 percent)—lack health insurance coverage. While young adults constitute 18 percent of the adult population, they make up 28 percent of the uninsured...

BACKGROUND Little is known about the association between cardiovascular (CV) health and health insurance status. We hypothesized that U.S. adults without health insurance coverage would have a lower likelihood of ideal cardiovascular health. METHODS AND RESULTS Using National Health and Nutrition Examination Survey (NHANES) data from 2007-2010, we examined the relationship between health insu...

10.1056/nejmp0912181 nejm.org 1 policies directly to individuals now charge premiums based to some extent on characteristics thought to predict the risk of high-cost conditions; insurers also exclude some or all preexisting conditions from coverage and simply refuse to cover some people. Without such “risk rating” and coverage exclusions, insurers would be subject to substantial adverse selecti...

KEY FINDINGS Data from the National Health Interview Survey, 2008. Among approximately 172 million persons under age 65 years with private health insurance: The majority of persons (73%) had some type of dental coverage. However, approximately 45 million persons had no dental coverage. About 8 out of 10 persons with employment-based private health insurance had dental coverage compared with abo...

presently, due to economic importance and the high value of intellectual property assets or their possibility to being damaged, having intellectual property insurance coverage is a necessity. however, since it is a new policy that provides special coverage of intellectual property risks, it is necessary to explain its elements  such as risk (sinister), insurable interest holder, time and the te...

The Health Insurance Portability and Accountability Act of 1996 (HIPAA), enacted on August 21, 1996 (Public Law 104-19), provides for improved access and renewability with respect to employment-related group health plans, to health insurance coverage sold in connection with group plans, and to the individual market (by amending the Public Health Service Act). The Act's provisions include improv...

Background: Health insurance literacy is a nascent concept that has emerged mainly after the implementation of the law known as Obamacare in the United States. This study seeks to identify the themes of health insurance literacy in Iranian society. Methods: The study approach is qualitative. Data were collected using nine semi-structured interviews, ten focal group meetings with the presence o...

Today, nine OECD countries have national terrorism insurance programs based on some type of public-private risk sharing. While such arrangements helped provide the necessary insurance capacity in the post-September 11, 2001 era, little is known about the impact of such governmental intervention in terrorism insurance markets. This paper focuses on the United States, where the Terrorism Risk Ins...

OBJECTIVE To compare health insurance coverage and type of coverage for adults with and without diabetes. RESEARCH DESIGN AND METHODS The data used were from 2,704 adults who self-reported diabetes and 25,008 adults without reported diabetes in the 2009 National Health Interview Survey. Participants reported on their current type of health insurance coverage, demographic information, diabetes...