This paper studies the saving behavior of rural households in Vietnam from two aspects: volume of savings and methods of saving. Two econometric models are conducted, the first one is a panel data model, used to examine the determinants of household saving; and the second one is a multinomial logit model used to investigate how a household chooses the way to save. Both models are based on the l...

This study recognizes that commercial mortgage default is not a one-step process and examines a previously unexplored aspect in the whole default process, that is the stage between the initial delinquency and default. We distinguish the servicers' behavior from the borrowers' behavior. A multinomial logit model is applied to analyze the servicers' choice of workout options and a proportional ha...

Background and aims: Diabetes type II (non-insulin dependent) which is one of the most prevalent diabetes types in the world emerges in people with the age of above 55 and genetic and environmental factors interfere in this disease. The aim of this study was to determine the factors affecting diabetes type II with generalized mixed linear model. Methods: ...

Introduction: In Processes Modeling, when there is relatively a high correlation between covariates, multicollinearity is created, and it leads to reduction in model's efficiency. In this study, by using principle component analysis, modification of the effect of multicolinearity in Artificial Neural Network (ANN) and Logistic Regression (LR) has been studied. Also, the effect of multicolineari...