Credit agents in microfinance institutions (MFIs) must be given incentives to acquire information on potential borrowers and select them in accordance with the MFI’s objectives. We show that while giving incentives has no cost in for-profit MFIs, it is costly in propoor MFIs: When repayment and wealth are positively correlated, a pro-poor MFI cannot obtain the selection of poor clients in the p...

The study analyzes the factors that affect Non-Performing Financing (NPF) using customer's socio-economic indicators (age, gender, education level, county). research chose Indonesia as object of research, because it has largest Muslim population in world and development Sharia Microfinance Institutions (MFIs) this country is quite promising. To identify influence non-performing financing Islami...

Abstract The literature gap in microfinance paradox of double bottom line (financial performance vs. outreach) has always been an interesting area research. This paper proposes a theoretical model most suitable for Islamic Microfinance Institutions (MFIs) which enables MFIs’ to operate together with the existing financial models compliant Shariah Law. is based on distributed verification/decisi...

The link between finance and growth is a well-researched area, yet this relationship at the local level has received little empirical scrutiny. We trace operations of Microfinance Institutions (MFIs) in Africa. examine role played by MFIs on economic development using model capturing both geography dynamics for periods 1992–2015. Our sample representative 2,170 operating 144 cities, 154 towns, ...

Motivation Although female clients are the main target of most Microfinance Institutions (MFIs), male–female workforce ratio in microfinance operations is not proportionate. There a consensus that greater presence at all hierarchical levels could enhance financial performance MFIs thanks to women’s tougher commitments and better managing capacity. Purpose scarce research investigating which con...

By giving the impoverished and marginalised segments of society access to financial services, microfinance institutions (MFIs) have become a potent tool for advancing women's emancipation. This study intends investigate part MFIs play in empowering women Indian state Uttar Pradesh (U.P.). The examines how affect economic, social, political empowerment women, among other aspects empowerment. Add...

The main objective of this paper is to identify the impacts social globalisation comprised personal contacts, information flows and cultural proximity financial efficiency Microfinance Institutions (MFIs). This study had conducted two stages analysis, in which first stage Data Envelopment Analysis (DEA) approach second multiple panel regression analysis under Generalized Least Square estimation...

We examine the impact of religious beliefs on loan repayments in 770 microfinance institutions (MFIs) across 65 countries over period 2006–2018. find robust evidence a negative relationship between religiosity and losses MFIs. also that is stronger for MFIs Protestant-dominated than Catholic-dominated countries. Moreover, improves operational self-sufficiency through reduction losses. does not ...

In this paper an attempt is made to assess the extent of indebtedness among marine fisherfolk in mechanized, motorized and traditional fisheries sectors and to assess the impact of Microfinance Institutions (MFI) and Self Help Groups (SHG) on coastal indebtedness in Tamil Nadu. The study was carried out in three coastal districts of the state. Situational analysis was done through PLA in the se...