we have studied the relation between bank deposit rates and house prices in iran. for that, we have run some var models, using the following variables: real deposit rates (including 1 and 5 years deposit rates), money supply (including the high powered money and the liquidity), gdp, housing services index, and number of licenses for new houses. our results show that a reduction in the deposit r...

This paper explores sources of deposit dollarization unrelated to standard moral hazard arguments. We develop a model in which banks choose the optimal currency composition of their liabilities. We argue that the equal treatment of peso and dollar claims in the event of bank default can induce banks to attract dollar deposits above the socially desirable level. The distortion arises because dol...

A banking model is constructed where roles for government-provided deposit insurance and discount window lending arise when there are restrictions on branch banking. Banks arise endogenously as an efficient arrangement for sharing risk. Discount window lending permits better risk sharing by making bank assets more liquid, but is limited because of a moral hazard problem which arises from advers...

Low temperature molten salts have variety of applications in organic synthesis, catalytic processing, batteries and electrode position due to their air and water stability. They have wide potential window for their applications in voltage and temperature and hence there is a possibility to deposit metals which could not be deposited from aqueous electrolytes. Our aim and scope of our research w...

The rise of technologies and simpler software tools have been identified as drivers for the Open Educational Resources (OER) movement. However, content creators have been slow to adopt current OER solutions, as is shown by weak repository deposit rates and activities. To begin to address this, a desktop tool that simplifies the deposit process and that can be integrated into the content creatio...

This work describes a knowledge-guided clustering approach for mineral potential mapping (MPM), by which the optimum number of clusters is derived form a knowledge-driven methodology through a concentration-area (C-A) multifractal analysis. To implement the proposed approach, a case study at the North Narbaghi region in the Saveh, Markazi province of Iran, was investigated to discover porphyry ...