THE IMPACT OF ACADEMIC OPTIMISM ON STUDENT ACHIEVEMENTIN FIVE MIDDLE SCHOOLS

Our paper addresses firm size as a driver of systematic credit risk in loans to small and medium enterprises (SMEs). Key contributions are the use of a unique data set of SME lending by over 400 German banks and relating systematic risk to the size dependence of regulatory capital requirements. What sets our sample apart is its comprehensive coverage of the particularly rich and well developed ...

This study does not seek to explain what is meant by the terms socialization and sociability, but, rather, by bringing leverage to bear on Durkheim’s and Simmel’s general assumptions (the former normative-structural, the latter cultural-relational) that of investigating the extent to which, the way in which, and if, these two categories are still capable of performing their strategic function o...

This paper describes our doctoral research project about sociability evaluation methods for interactive television. First, the two main research questions are formulated, which address the core aspects of our research: creating guidelines to evaluate the sociability of interactive television and adapting the method of user testing to detect sociability issues in interactive television. Previous...

This paper presents the results from a study on issues for sociability and usability for legitimate peripheral participation in online communities. Informal learning is considered to occur within the individual in a selforganized way and within the community as consensus knowledge building. A catalogue for usability and sociability evaluation criteria was developed, in order to identify the two...

This paper uses insights from behavioral economics to explain a particularly surprising borrowing phenomenon: One in six undergraduate students offered interest-free loans turn them down. Models of impulse control predict that students may optimally reject subsidized loans to avoid excessive consumption during school. Using the National Postsecondary Student Aid Study (NPSAS), we investigate st...

Corrected authors’ contributions MN made substantial contributions to conception and design, acquisition of data, analysis and interpretation of data, and drafted the manuscript. DA made substantial contributions to conception and design, acquisition of data, analysis and interpretation of data. MC made substantial contributions to the inception of the study, revision of the manuscript, and is ...

Research on the two fundamental dimensions of social judgment, namely warmth and competence, has shown that warmth has a primary and a dominant role in information gathering about others. In two studies we examined whether the sociability and morality components of warmth play a distinct role in such a process. Study 1 (N=60) investigated which traits were mostly selected when forming impressio...