Executive summary Dramatic forces of change are sweeping the banking industry. The age of the empowered customer is here, changing the way financial products are being created, delivered, sold and serviced by banks. Relationships with clients, partners and regulators are more complex than ever. The digital world has leveled the competitive environment and the inflexibility of a traditional bank...

Tissue banks are critical to research efforts into the causes and treatment of many diseases. Biobanks are created from donated tissue but property concepts have not played a major role in understanding methods of the collection and use of tissue. Little work has been done to study the proprietary dimensions of these gifts primarily because of the influence of the res nullius rule. Instead, the...

The creation of umbilical cord blood (UCB) banks raises interesting medical, social, economic and ethical issues. This paper reviews the ethical problems specifically. In this respect, it evaluates: a) whether there are advantages to the use of UCB compared to bone marrow, b) whether or not it is ethical to create UCB banks, c) whether their creation is ethically acceptable in terms of their cl...

The Bank of Swedish is described: affiliation, organisation, linguistic resources and tools. A point is made of the close connection between lexical research and corpus data, the broad textual coverage from Modern Swedish to Old Swedish, the official status of the organisation and its connection to Göteborg University. The relation to the broader scope of the comprehensive Language Database of ...

1. Changing the paradigm in health and care services: modern value chains using open innovation for creation of new digital solutions Joana Carrilho, Diogo Videira, Cláudia Campos, Luis Midão, Elísio Costa Frontiers Digital Health CrossRef

Most bank efficiency studies that use stochastic frontier analysis (SFA) employ each bank’s own implicit input price when estimating efficient frontiers. But the theoretical foundation of most studies is a cost minimisation and/ or profit maximisation problem assuming perfect input markets. At the very least, traditional input price proxies therefore contain substantial measurement error. In th...

Nation's banking network has an important role in aiming country's development goals due to the fact that nowadays banking and money has a sensitive and critical role in economic growth. Gathering and absorbing various kinds of deposits and allocating them to support financial needs are main purpose of the banking. In other words, banks are intermediates between depositors and facilities applic...