Banking is a competitive market since the industry deregulated. Consumers’ demand for convenience services led to an increase in the number of branches to serve a geographically dispersed customer base. Increasing the number of branches indiscriminately is not advisable since more branches increase the cost structure for the bank. Banking executives can evaluate the relative efficiency of branc...

Mark Payne is a consultant and Carlos Losada a specialist in reform of the state in the State and Civil Society Division of the Sustainable Development Department at the Inter-American Development Bank. The opinions expressed in this paper are the responsibility of the authors and do not necessarily reflect those of the Inter-American Development Bank. The authors are grateful for the comments ...

This study applies Data Envelopment Analysis (DEA) to measure the relative efficiencies on a bank in Taiwan and examine the performance and productivity changes when banks implement financial electronic data interchange. The article includes 18 branches of the performance for implementation of financial electronic data interchange of the overall efficiency, pure technical efficiency, scale effi...

The hybrid skewed predictor 2bcgskew (Figure 1) was proposed in [4]. The Alpha EV8 branch predictor [3] was derived from this proposal. The original hybrid predictor 2bcgskew combines an e-gskew predictor [2] and a bimodal predictor. 2bcgskew consists of four 2-bit counters banks. Bank BIM is the bimodal predictor, but is also part of the e-gskew predictor. Banks G0 and G1 are two gshare-like p...

This paper studies the role that market structure plays in affecting the diffusion of electronic banking. Electronic banking represents a process innovation since it reduces the cost of performing many types of transactions for banks. However, electronic banking (and electronic commerce more generally) is particular since the full benefits for firms from adoption only accrue once consumers begi...

Abstract:The Problems that occurred at PT. Bank Central Asia Tbk. Tenggarong Branch, there are some problems must be fixed such as Lack of Customer Confidence where is a passive account and minimum balance, with initial deposit balance Rp.500.000, Balance held / Rp.50.000, the Passive Account (Dormaint) will closed Themselves within 3 months, has not been able to provide more facilities its cus...

Banking is the main body of modern finance and hub national economy. At same time, digital innovation boom also provides new development ideas opportunities for traditional financial industry. Digitalization not only brings vitality to commercial banks, but has an unprecedented impact on them. How actively cope with digitalization banks smoothly carry out transformation become urgent problem al...

This paper presents a study of the operations and accounting practices within the Fijian Development Bank. These practices cannot be understood outside the complex tensions and contradictions in Fijian society. Such tensions and antagonisms are a legacy of what has been called in other places 'post-colonial stress syndrome'. The Bank is faced with the (impossible) task of reconciling a history ...

The 1994 Reigle-Neal Act gave multistate bank holding companies the option to convert to an interstate branch bank structure by authorizing the merger of bank subsidiaries across state lines. Over the following five year period, an increasing number of banking companies, including a number of very large ones, have done so. As a result, large companies operating through interstate branches have ...

The issue of credit risk and deferred bank claims is one of the sensitive issues of banking industry, which can be considered as the main cause of bank failures. In recent years, the economic slowdown accompanied by inflation in Iran has led to an increase in deferred bank claims that could put the country's banking system in serious trouble. Accordingly, the current paper presents a prediction...