The subject of government bank regulation is intimately intertwined with that of government deposit insurance. If the government is to insure bank deposits, it should also have some say in the risks that insured banks are allowed to take, otherwise it would leave itself wide open to unlimited potential losses. John H. Kareken (in this issue) comes close to arguing that banks without government ...

Taknar Polymetal (Cu-Zn-Au-Ag-Pb) Deposit: A New Type Magnetite-Rich VMS Deposit, Northeast of Iran

PURPOSE A cardinal pathological feature of age-related macular degeneration (AMD) is the deposition of extracellular material between the retinal pigment epithelium (RPE) and Bruch's membrane, pathologically described as sub-RPE deposits. Both the presence and local organization of these deposits contribute to the clinical manifestations of AMD, including localized deposits clinically recognize...

This paper provides a new rationalization for deposit insurance and systemic disintermediations. I consider an environment in which borrowers face no penalty for failing to repay obligations except the loss of their collateral. I assume that this collateral has aggregate risk. For a subset of the exogenous parameters, I demonstrate that an optimal arrangement features deposit insurance. For a s...

Using a database from post-communist, pre-deposit-insurance Russia, we demonstrate the presence of quantity-based sanctioning of weaker banks by both firms and households, particularly after the financial crisis of 1998. Evidence for the standard form of price discipline, however, is notably weak. Estimating the deposit supply function, we show that, particularly for poorly capitalized banks, i...

Magnesite deposits in the Central Western Carpathians belong among the biggest deposits in the Europe. Their today’s structure is mainly the result of the Alpine orogenesis. During this period several deformation stages were active, which deformed the deposit body. This resulted in today’s complicated structure of the deposit. The genesis of deposit is still ambiguous; however, the importance o...

The e-Deposit is a deposit that can be managed in electronic form. The concept of a fund accessible for different financial transactions makes the e-Deposit appropriate for use at universities. The application is implemented in three-tier architecture. Because of the extensive exchange of financial data over the internet, the data integrity is secured. The business and data access tier are impl...

There is an increased sophistication in the provision of financial services by UK financial mutuals. This paper presents evidence of a more complex process of price setting by these firms. From a theoretical model of the determination of deposit rates, the rate setting behaviour of firms is estimated empirically. Controlling for different service provision and firm characteristics heterogeneous...