In this paper we present an XML-based multi-agent system, called Multi Agent System for Traders (MAST), that completely supports Business-to-Customer E-commerce activities, including advertisements and payments. MAST helps both customers and merchants in their tasks with a homogeneous and personalized approach. In particular, E-payments in MAST are implemented under the availability of financia...

In this paper we present an XML-based multi-agent system, called Multi Agent System for Traders (MAST), that supports several Business-to-Customer e-Commerce activities, including advertisements and payments. MAST helps both customers and merchants in performing their tasks by using a personalized approach. MAST’s e-payment model avoids exchanging sensitive information, reinforcing trust betwee...

This paper investigates the market structure of the payment card market with consumers and merchants basing their subscription decisions on various information sets. We find that the market structure depends crucially on this information set, where we observe that a market with few cards dominating only emerges when decisions are based on very limited information. For more complete information ...

We discuss the relations between welfare enhancing price discrimination and privacy enhancing technologies, and the possible drivers of consumers’ and merchants’ acceptance of those technologies.

AKKI (Association of Indonesian Credit Card Issuers) is an organization that aims to build a healthy credit card industry and responsible for Issuers, Cardholders, Merchants, Principals (American Express, JCB International, MasterCard International Visa International) other parties related. in collaboration with its members also builds sound safe infrastructure. currently has 24 issuing institu...

Objectives of the Study The aim of the research is to define and assess the importance of the factors that influence online shoppers’ choices of merchants. The previous literature mainly focuses on loyalty of users to websites and online purchase decision-making process within one website. No literature studies the situation under which the customer has already decided the item to purchase and ...

A comprehensive product catalog is essential to the success of Product Search engines and shopping sites such as Yahoo! Shopping, Google Product Search, and Bing Shopping. Given the large number of products and the speed at which they are released to the market, keeping catalogs up-to-date becomes a challenging task, calling for the need of automated techniques. In this paper, we introduce the ...

A key lesson learned from economic and game theory research is that negotiation protocols have substantial, rippling effects on the overall nature of the system. online auctions are increasingly popular negotiation protocols for software agents (and humans) to compete on the prices of goods and services. This paper takes a critical look at these competitive protocols in retail markets from econ...