The e−banking in Malaysia is growing rapidly with the fast development of Information and Communication Technology (ICT) infrastructure under Multimedia Super Corridor (MSC). Malaysian banks have stepped in e−banking to cater the needs of innovative customers. Having started with ATM facilities in 1981, they have introduced Internet banking as another new product recently regardless of the fact...

E-Banking in www is growing exponentially, but here consumer authentication, credential confidentiality, transaction information integrity are growing concerns. In this research work emphasize the protection of online banking. At first, E-banking is analyzed for all kinds of vulnerabilities and a practical investigation of all type of attacks is carried out. In this paper, a security-aware arch...

Online banking applications are used by more and more people all over the world. Most of the banks are providing these services to their customers. The authentication methods varies from the basic user and password to username and a onetime password (OTP) generated by a virtual or a physical digipass. The common thing among authentication methods is that the login wepage is provided through a s...

There is a growth in the use of consumer oriented internet based services such as internet banking. Some countries (e.g. Norway) have introduced citizen portals (e.g. MyPage – minside.no). These portals will give access to privacy sensitive data (e.g. health data). A recent survey of home pc security suggests that 90% of US home PCs are infected by some kind of malware. These infections are put...

In this paper the authors present a practical approach of fairness in E-procurement. A generalized model of E-procurement is also presented here, which includes both E-contracting and E-trading. The model also proposes the generalized methodologies to develop E-procurement protocols that ensure fairness in true sense without using an additional trusted third party. They conclude this paper by i...

We present a novel stealthy cross-platform infection attack in WiFi networks. Our attack has high impact on two-factor authentication schemes that make use of mobile phones. In particular, we apply our attack to break mTAN authentication, one of the most used scheme for online banking worldwide (Europe, US, China). We present the design and implementation of the online banking Trojan which spre...

Although information security is critical for organizations to survive, a number of studies continue to report incidents of critical information loss. To this end, there is a continuous interest to study information security from a non-technical perspective. In doing so, this research focuses on organizational culture and commitment to e-banking security development and management. Even though ...

This study examines the factors influencing intention to adopt internet banking by postgraduate students of the University of Ibadan Nigeria. The study adopted the Technology Acceptance Model and Theory of Planned Behaviour as the theoretical framework. The survey instrument employed involved design and administration of a total of 522 survey questionnaires within the University. The results of...

With advances in information technology, internet banking in developing countries is increasing in popularity, giving individuals more choices in how they do their banking. However, the uptake by individuals especially for developing countries has been slow, despite increased access to enabling technologies. While much has been done to determine what encourages adoption, little is known of what...