Subscription video-on-demand platforms such as Netflix and HBO Max are being increasingly challenged by the widespread practice of sharing accounts with individuals outside household. Platforms face a massive loss revenue due to opportunistic behavior many users who enjoy content without paying anything or only part required subscription fees. This study explores which factors influence platfor...

This paper develops a unified framework for examining international payment patterns. Using an open-economy search model with competing monetary assets, I show how information costs and government transaction policies interact to produce a structure of world payments reminiscent with what is observed in practice. Agents’ decision to acquire information shapes exchange patterns by affecting a cu...

Physician spending is complex related to national health care spending, government regulations, health care reform, private insurers, physician practice, and patient utilization patterns. In determining payment rates for each service on the fee schedule, the Centers for Medicare and Medicaid Services (CMS) considers the amount of work required to provide a service, expenses related to maintaini...

payment order in eft can be a negotiable instrument in two ways; it can be an instrument based on custom and regulation meaning that whether it should be considered as new instrument or be incorporated in one of the current instruments. in light of iranian legal system and against common law, it is not acceptable that a new negotiable instrument be created by custom because some characteristics...

the letter of credit as a method of smoothing international payment is a conditional security and obligation to pay the customer bank (issuing bank) to seller (applicant). for this purpose, the letters of credit may be considered as the most usual method of payment of goods price in international trade. the classic form of letters of credit is the commercial letters of credit whose financial ob...

UNLABELLED In the face of the progressive implementation of the Affordable Care Act (ACA), a significant regulatory regime, and the Merit-Based Incentive Payment System (MIPS), the Centers for Medicare and Medicaid Services (CMS) released its proposed 2017 hospital outpatient department (HOPD) and ambulatory surgery center (ASC) payment rules on July 14, 2016, and the physician payment schedule...