This paper first briefly discusses the legal nature and framework of loan credit card agreement, its specific mandatory elements, relationship between such agreement insurance followed by particular aspects a card, economic importance, wide spread presence. The second part deals with classification this non-life service, scope risks covered insurance. accessory contract for is pointed out. auth...

In a contactless transaction, when more than one card is presented to the payment terminal’s field, the terminal does not know which card to choose to proceed with the transaction. This situation is called card collision. EMV (which is the primary standard for smart card payments) specifies that the reader should not proceed when it detects a card collision and that instead it should notify the...

This paper investigates the competition between payment card issuers in an artificial payment card market. In the market we model the interactions between consumers, merchants and competing card issuers and obtain the optimal pricing structure for card issuers. We allow card issuers to charge consumers and merchants with fixed fees, provide net benefits from card usage and engage in marketing a...

Smart cards are credit-card sized devices embedding a microprocessor. They are typically used to provide security to an information system. Open cards are smart cards able to download code after their issuance. The card security is usually ensured by a third party that sends a cryptographic certificate with the code to authenticate it. On-card code verification could be a solution for improving...

The whole framework of the new generation campus smart card system based on the mobile communication is designed in this article, and it realizes two technical breakthroughs when it could remain compatible with the existing campus smart card system platform. The first technology is that the design could use the wireless POS based on GPRS network to substitute the wire POS to implement the onlin...

Over the last three years, increasing numbers of adaptor molecules that contain the caspase recruitment domain (CARD) have been identified. CARD was originally described as a protein-binding motif that interacts with caspase through a CARD-CARD interaction. However, CARD has now also been found in many adaptor proteins that do not interact with caspase, but mediate the assembly of CARD-containi...

Java Card is now a mature and accepted standard for smart card and SIM technology. Java Card is distinguished primarily by its independence from hardware platforms and portability and is now the most important open standard. However, the main concern of Java Card is now its low execution speed caused by the hardware limitation. In this paper, we propose how to improve a execution speed of Java ...

This paper describes the design and implementation of a static analysis tool for certifying Java Card applications, according to security rules defined by the smart card industry. Java Card is a dialect of Java designed for programming multi-application smart cards and the tool, called SawjaCard, has been specialised for the particular Java Card programming patterns. The tool is built around a ...