We document the effects of COVID−19 pandemic on digital finance and fintech adoption. Drawing mobile application data from a globally representative sample, we find that spread COVID− 19 related government lockdowns led to sizeable increase in rate app downloads. then analyze factors may have driven this effect demand−side better understand “winners” acceleration supply−side. Our overall result...

The adoption of mobile services is often studied at a generic level and limited research has addressed personalisation service adoption. This paper proposes a framework for assessing the likely success or failure of personalisation mobile services. It was found that enjoyment and usefulness are the most important factors in attracting users to adopt personalisation services. Comparing these fin...

The Mobile Payments Industry Workgroup (MPIW) is comprised of payment stakeholders focused on eliminating barriers to successful adoption of mobile and digital retail payments in the U.S. Consumer adoption and merchant acceptance of mobile payments continue to grow, albeit at a slow pace for several reasons. Some of the challenges and opportunities were explored at the MPIW meeting convened in ...

background: there is paucity of information on the prevalence of hypertension and its risk factors among bank employees at global level. objective: to assess the prevalence and risk factors of hypertension among bank employees in puducherry, india. methods: a cross-sectional study was conducted on 192 (128 male and 64 female) bank employees from 12 nationalized banks in urban puducherry, india....

As mobile devices rapidly proliferate and internet services expand concomitantly, a confluence of the two enables users to access the internet on their mobile-cellular devices for a variety of purposes. In this paper, we examine mobile adoption and mobile internet usage in 3,108 counties of the United States for e-entertainment and e-commerce purposes. Spatial patterns of mobile internet adopti...

Mobile broadband internet is the main technology through which individuals access in developing countries. Understanding barriers to adoption thus a priority designing policies aiming expand and close digital divide across socioeconomic groups territories. This paper exploits data from harmonized household expenditure surveys seven countries West Africa 2018/19 — subregion with one of lowest le...

Since year 2000, Pakistan has been enjoying a tremendous growth in telecommunication sector. The Pakistan did not pay much attention towards mobile commerce as compared to the western countries. This study intended to examine Pakistani consumers’ behavior towards mobile commerce. The m-commerce market in Pakistan is moving towards little growth. The study aimed to investigate diffusion and adop...

In the literature on mobile commerce service adoption, aggregate diffusion issues or technology issues are usually focused. However, a comparison of the slow adoption of WAP services in Europe with the successful adoption of comparable I-mode services in Japan and technologically simple SMS-based services in Scandinavia, suggests that aggregate and technology-based models are insufficient to ex...