Low personal savings rates are an important social issue in the United States. We propose and test one particular method to get people to save more money that is based on the cyclical time orientation. In contrast to conventional, popular methods that encourage individuals to ignore past mistakes, focus on the future, and set goals to save money, our proposed method frames the savings task in c...

The main contributors to inequities in health relates to widespread poverty. Health cannot be achieved without addressing the social determinants of health, and the answer does not lie in the health sector alone. One of the potential pathways to address vulnerabilities linked to poverty, social exclusion, and empowerment of women is aligning health programmes with empowerment interventions link...

W hat would happen to the pension system if we replaced the federal income tax with a consumption tax? With more than $10 trillion in retirement savings at stake and with the baby boom generation rapidly approaching retirement age, the answer to this question is of considerable importance. In particular, policy makers need to be concerned about the impact that shifting to a consumption tax woul...

On Thursday, February 12, Gov. Rick Scott held a press conference at the bookstore on FAU’s Boca Raton campus. The governor discussed his proposals to eliminate the sales tax on college textbooks and expand the use of Bright Futures scholarships into the summer semester. By eliminating the sales tax on textbooks, a full time student would save roughly $60 a year and total statewide savings woul...

UNLABELLED Sensorimotor adaptation has traditionally been viewed as a purely error-based process. There is, however, growing appreciation for the idea that performance changes in these tasks can arise from the interplay of error-based adaptation with other learning processes. The challenge is to specify constraints on these different processes, elucidating their respective contributions to perf...

Austerity and fiscal crisis make the search for cost saving reforms in local government more critical. While cost savings from privatization have frequently proven ephemeral, inter-municipal cooperation has been a relatively understudied reform. We analyze the literature on cost savings under cooperation and find savings are dependent on (1) the cost structure of public services, particularly t...

A major motivation for managing the utilization of laboratory testing is to reduce the cost of medical care. For this reason it is important to understand the basic principles of cost accounting in the clinical laboratory. The process of laboratory testing includes three distinct components termed the pre-analytic, analytic and post-analytic phases. Utilization management efforts may impact the...

The generosity of public pensions may depress private savings and provide incentives to retire early. While there is plenty of evidence supporting the latter effect, there remains considerable controversy whether public pensions crowd out private savings. This paper uses international micro-datasets collected over recent years to investigate whether public pensions displace private savings. The...

Without Health? The Effect of Health on the Marginal Utility of Consumption” Online Appendix A: Derivations and Extensions of the Theoretical Model Determination of optimal savings We now prove the claim from Section 3.1 that individuals’ second-period wealth is proportional to their lifetime income and we determine the proportionality factor w. We first calculate expected second-period utility...