Businesses all over the world are transforming themselves into Electronic Businesses (E-Businesses) to meet the challenges of the 21st Century. Hence the current effort of the Banks in Nigeria aims at becoming efficient businesses in response to customers‟ demands. That is, delivers services more effectively and in so doing, reinforces revenue increase. The goal is to ensure a customer performs...

Internet banking or e-banking systems are one of best examples of innovative technologies that have a great potential to create a win-win scenario for both customers and businesses. However, such potential can only be realized when there is sufficient spread of the technology among banking customers which then creates better economic feasibility for financial institutions. Therefore, understand...

The present study aims to identify the factors affecting the behavior of customers’ use of e-banking services of Tejarat Bank in Tehran. A qualitative method and an in-depth interview have been applied to achieve the research goal. The information and data collected from the interviews have been analyzed using open coding and axial coding. Then, the initial indicators of the model of using e-ba...

Many financial institutions are actively developing new electronic banking products for their retail customers. These efforts are can succeed only if their managers focus the promotion of the new services toward those customers who are most likely to find them attractive. The analysis of a 6-branch financial institution presented in this study suggests that institutions are vulnerable to loss o...

This paper investigates factors that influence Romanian companies to use Internet as a means to conduct their banking activities. The research model in this study was developed based on previous works that utilized technology acceptance theories and related empirical studies on the adoption of information technologies in economic activities, such as e-commerce and ebanking. Questionnaires were ...

Grounded in the technology–organization–environment (TOE) framework, we have developed an extended model to examine factors, particularly technological, organizational and environmental factors, which influence e-banking adoption in Jordanian banks. This article added some constructs to (TOE) framework, other factors were excluded. The independent variables are the (technology readiness or comp...

The e−banking in Malaysia is growing rapidly with the fast development of Information and Communication Technology (ICT) infrastructure under Multimedia Super Corridor (MSC). Malaysian banks have stepped in e−banking to cater the needs of innovative customers. Having started with ATM facilities in 1981, they have introduced Internet banking as another new product recently regardless of the fact...

Steganography is the art of hiding secret information in media such as image, audio and video. The purpose of steganography is to conceal the existence of the secret information in any given medium. In the world of E-Commerce internet banking is one of the indispensable applications. Security issues are to be addressed critically in internet banking applications and it directly influences the c...

Electronic banking has been around for some time in the form of automatic teller machines and telephone transactions but with the advent of internet, more publicity has been witnessed. This issue of internet has equally given a new look to their transactions and mode of product delivery in banking services for the benefits of both the customers and the banks. The objective of this paper is to f...

Include being security-conscious when using the internet and checking bank.The challenges that oppose electronic banking are the concerns of security and privacy of. A secure end-to-end transaction requires a secure protocol to.with regulations, but also for the high exposure of e-banking platforms to attacks. Easy Solutions is the only security vendor focused exclusively on fraud. Hong Kong As...