Electronic Commerce (“eCommerce”) is a concept for trade based upon products and services that are being marketed, contracted, and paid for over the Internet. Consequently, electronic commerce demands for the investment in computer systems, marketing, logistics and payments. This paper will focus on the profitability of investments in eCommerce with a special focus on outlays for information te...

Electronic payment systems have gradually become an important issue nowadays because of the popularity and importance of electronic commerce on the Internet. Security and convenience related topics are the most important issues that concern people. The electronic micropayment is one of the most popular research topics on electronic commerce. Recently, many efficient micropayment schemes, based ...

Internet and web technologies have dramatically changed the way enterprises conduct business and how they compete. So companies of all size are necessary to increase the speed of communication with their customers. More abstractly, they are forced to speed up the treatment of information, if we consider a company as a control center of information. That is, to automate interactions with their b...

The learning objects paradigm actually drives the majority of researches and commercial developments in elearning field. Nevertheless, this paradigm has been harshly criticized due to the fact that it has not achieved the objectives proposed in its initial definition. This, together with some false assumptions surrounding the e-learning concept, have led costumers and organizations to the belie...

As online transactions continue to increase and become a significant part of the global economy, the ability to accept payments online becomes more important for businesses. This paper evaluates the literature and provides current information for IS researchers and instructors focusing on electronic commerce. In this paper, we explore the components of e-credit providers (conventional, person-t...

How could traditional financial institutions attract online users? Should they mimic their online counter-parts, or compete based on an existing offline business? This research compares different effects of the adoption drivers between pure-play and click-and-mortar e-payment services based on a trust-based Valence Framework. Use intention is proposed to be affected by perceived benefit, percei...

For technologies such as electronic commerce, mobile payments, internet and mobile banking etc. customers are concerned about security issues that arise as a result of adoption of these technologies. However, in practice, we find that customers forgo their considerations of risk in the technology, if the benefits of using the technology overpower the risks involved in using the technology. Unde...

b s t r a c t Although debit/cash cards based on smart card technology promised to bring forth the end of loose change, very few managed to gain critical mass or come close to totally eliminating coins including those supported by major credit card operators (e.g., Visa Cash and Mondex). In this paper, we discuss a specific system – Octopus – which not only gained momentum among the passenger t...