T he exchange of goods conducted face-to-face between two parties dates back to before the beginning of recorded history. Eventually, as trade became more complicated and inconvenient, humans invented abstract representations of value. As time passed, representations of value became more and more abstract, progressing from barter through bank notes, payment orders, checks, credit cards, and now...

The intensive development of information and digital technologies in the implementation needs civil turnover has necessitated introduction appropriate payments money transfers using communication technologies. appearance recent decades one instruments conducting - "electronic money" — led to emergence significant practical scientific interest. Moreover, variety electronic various states global ...

The Internet has brought about innumerable changes to the way enterprises do business. An essential problem to be solved before the widespread commercial use of the Internet is to provide a trustworthy solution for electronic payment. We propose a multi-agent mediated electronic payment architecture in this paper. It is aimed at providing an agent-based approach to accommodate multiple e-paymen...

This paper focuses on the triumph march of mobile phones that currently are annexing music players, navigation devices, and cameras as separate physical objects. The next target is set on payment. Through synthesizing available literature, we construct a framework for studying digital payment platforms that combines platform, technology and business design aspects. The framework is applied to c...

Many e-commerce transactions via e-payment systems is carried out. The aim of this study is that the theory of structures, an empirical analysis about the importance and ranking key factors that may be on customer satisfaction in electronic payment systems affect the Iranian banks.9 specific topics of the factors in e-payment systems, customer satisfaction and affect are more key, were selected...

In recent years, traditional transactions have been replaced by electronic transactions. To protect the security of the electronic transactions, various electronic payment (e-payment) mechanisms have been proposed. However, we find the previous e-payment mechanisms do not provide the non-repudiation requirement in the client side. Thus, a malicious client can easily deny the transaction and the...

Electronic payment systems are of paramount importance in our current digital society. Security and privacy constitute crucial challenges in this area. Electronic money is indeed just digital information that can easily be copied. Moreover, users automatically leave an electronic trail of all their activities in the digital world. In this thesis an advanced infrastructure for secure and anonymo...

This paper focuses on the triumph march of mobile phones that currently are annexing music players, navigation devices, and cameras as separate physical objects. The next target is set on payment. Through synthesizing available literature, we construct a framework for studying digital payment platforms that combines platform, technology and business design aspects. The framework is applied to c...

Electronic Commerce over the Internet is one of the most rapidly growing areas in todays business. However, considering the most important phase of Electronic Commerce, the payment, it has to be noted that in most currently exploited approaches, support for at least one of the participants is limited. From a general point of view, a couple of requirements for correct payment interactions exist,...

Electronic Commerce over the Internet is one of the most rapidly growing areas in todays business. However, considering the most important phase of Electronic Commerce, the payment, it has to be noted that in most currently exploited approaches, support for at least one of the participants is limited. From a general point of view, a couple of requirements for correct payment interactions exist,...