In recent years, there have been observed increased costs of health care in Poland. The patient's out of pocket expenses on drug have grown too. To the above, the insurance companies have offered patients drug coverage insurance policies since recently. Drug insurance policy covers the cost of purchasing pharmaceutical products not reimbursed by the National Health Fund is a modern product on t...

Universal coverage requires a strategy to sever the link between insurance coverage and employment in order to build a more stable insurance base. Universality also will require subsidies to make coverage affordable. Given these realities, the authors evaluate different financing proposals--employer and individual premium mandates and taxes--in terms of equity, affordability, and administrative...

A builder’s “All Risk” insurance policy is the traditional way that the construction industry insures against damage to the work in progress during construction. Despite its common namesake, “All Risk” does not literally mean that all risks of loss or damage are insured. Critical and subtle differences in the forms of all-risk insurance policies can determine whether there is, or is not, insura...

BACKGROUND China has one of the world's largest health insurance systems, composed of government-run basic health insurance and commercial health insurance. The basic health insurance has undergone system-wide reform in recent years. Meanwhile, there is also significant development in the commercial health insurance sector. A phone call survey was conducted in three major cities in China in Jul...

P olicies aimed at reducing inequalities in the healthcare domain in France tend to be focused on access to healthcare, either by extending Statutory Health Insurance coverage (Universal Health Insurance Coverage (CMU) known as "basic" coverage, and State Medical Aid (AME), or by extending complementary health insurance coverage (complementary CMU and financial assistance for the acquisition of...

We use a social experiment to estimate the impact of expanding health insurance coverage on the health and mortality of newly entitled SSDI beneficiaries who lacked health insurance. Our intent-to-treat estimates show that expanding health insurance has significant effects on self-reported health at one year following health insurance enrollment, positive effects on mental health and physical h...

This article bridges the literatures on the economic consequences of divorce for women with that on marital transitions and health by focusing on women's health insurance. Using a monthly calendar of marital status and health insurance coverage from 1,442 women in the Survey of Income and Program Participation, we examine how women's health insurance changes after divorce. Our estimates suggest...

OBJECTIVES This study examined the association between intermittent lack of health insurance coverage and use of preventive health services. METHODS Analyses focused on longitudinal data on insurance status and preventive service use among a national sample of US adults who participated in the Health and Retirement Study. RESULTS Findings showed that, among individuals who obtain insurance ...

The Omnibus Budget Reconciliation Act of 1990 introduced a refundable tax credit for low-income working families who purchased health insurance coverage for their children. This health insurance tax credit (HITC) existed during tax years 1991, 1992, and 1993, and was then rescinded. We use Current Population Survey data and a difference-in-differences approach to estimate the HITC’s effect on p...