Over the last decade, we have witnessed payment innovations that fundamentally have changed the ways we pay. Payment innovations, such as mobile payments and on-line banking, include characteristics or features that are essential to understand if we want to know how and why payers choose among payment innovations. Using the Repertory Grid technique to explore 15 payers’ perception of six paymen...

Despite that existence of variety of electronic payment systems is among critical success factors of ecommerce, it is surprising to note that few studies were carried about the preferences of customers to these alternatives. This study evaluates the degree of current use, satisfaction, intention to adopt and perceived obstacles toward existing electronic payment systems. Data were collected fro...

Consumer use of mobile payment technologies will have a great impact on the future of mobile commerce industries. This study identifies important factors influencing individual adoption of mobile payment technology. In finding the factors, this study extends previous studies’ intention-based perspective by determining technology anxiety’s moderating role in the intention-adoption relationships ...

The proliferation of new technologies and the changing dynamics of industry competition have spurred growth in innovative production, marketing and consumption. The need for convenience has also fuelled enormous interest in the use of mobile payment innovations, which in turn creates security challenges for users. Indications are that mobile phones and handheld devices should have made more inr...

The objective of this study is to assess the behavioral intention (BI) users use Mobile-Payment based on their behavior. used convenience sampling technique collect data from users. 198 questionnaires were analyzed by Smart-PLS 3 proposed model. results showed that performance expectancy, facilitating conditions, Social influence, and Trust has a positive significant impact BI Mobile Payment. i...

T he worldwide proliferation of the Internet has led to the emergence of an extensive range of services—one of the most popular being electronic commerce (e-commerce).1 Recent technological advances in the design of portable devices, along with increasing high-speed Internet access and mobile networking technologies, have enabled users to employ such devices anywhere, anytime to perform e-comme...