Two-factor authentication (2FA) schemes aim at strengthening the security of login-password–based authentication by deploying secondary authentication tokens. In this context, mobile 2FA schemes require no additional hardware (such as a smartcard) to store and handle the secondary authentication token, and hence are considered as a reasonable tradeoff between security, usability, and cost. They...

The invention of mobile phones makes the human life easier. The purpose of this study is to identify security risks in mobile banking and to provide an authentication method for mobile banking transaction by using bio-metric mechanism. Current mobile banking authentication is challenging and identified as a major security risk. Literature review shows that customer distrusts mobile banking due ...

In recent years, there has been a significant increase in the demand from professionals in different areas for improving the curricula regarding information security. The use of authentic case studies in teaching information security offers the potential to effectively engage students in active learning. In this paper, the authors introduce the approach of using workflow technology to compose c...

AbstractWith the increasing deployment of Web-enabled technologies, electronic fund transactions and home banking is rapidly taking place over the Internet. There is a growing need for a solid and robust electronic business and payment system. The current payment system bears several types of difficulties for Internet users. Financial institutions, banks, customers and merchants, around the cou...

Authentication is central to computer security and almost every use of computerised systems. With the explosion of online e-commerce, banking, social web sites and governmental services, the problem of finding secure, usable and efficient authentication systems is more acute than ever. The risks of security failure are obvious, and unusable or inefficient systems additionally risk loss of custo...

The banking industry is a strong leader in the use of Internet technologies for revolutionizing customer services. This study explores demographic and financial factors that may affect the use of Internet-Banking (IB) services provided by a large bank. The study analyzed certain IB activities for a large sample of the bank's customers. The analysis highlights some usage characteristics and patt...

Advances in electronic banking technology have created novel ways of handling daily banking affairs, especially via the online banking channel. The acceptance of online banking services has been rapid in many parts of the world, and in the leading ebanking countries the number of e-banking contracts has exceeded 50 percent. Investigates online banking acceptance in the light of the traditional ...

This paper aims to explore and understand the factors that affect the internet banking adoption among postgraduate’ students in International Islamic University Malaysia (IIUM).ApproachSemistructured interviews with eight informants; four adopters and four non-adopters on postgraduate’ students were conducted to explore this issue. The results revealed that adopters and non-adopters realized th...

In this case we analyze the creation process of a firm from the tourism sector that has exploited a business opportunity opened up by new technologies. BookingFax acts as an intermediary between wholesalers of tourism offers and retailers, travel agencies, and even the final consumers themselves. The main objective of this case is to analyze how information technology in the tourism sector has ...