Our paper addresses firm size as a driver of systematic credit risk in loans to small and medium enterprises (SMEs). Key contributions are the use of a unique data set of SME lending by over 400 German banks and relating systematic risk to the size dependence of regulatory capital requirements. What sets our sample apart is its comprehensive coverage of the particularly rich and well developed ...

Educators have long agreed that the ̳nature of science‘ (NOS) is an important aspect ofany science curriculum. However, exactly how to incorporate NOS into science curriculumremains contentious. We developed a new science course for non-science majors that used anexplicit-reflective approach, where NOS is purposefully combined with the process of scientificinquiry (SI) and o...

Alcohol and Other Drug Policy [2] Annual Fire Safety Report [3] Annual Security Report [4] Climate Reporting & Nondiscrimination Policies [5] Confidential CARE Advocate [6] UC Student Complaint Process [7] Freedom of Speech Policies [8] Sexual Harassment and Sexual Violence Policy [9] Sexual Assault, Dating/Intimate Partner Violence, Domestic Violence, Stalking: Reporting Options and Resources ...

Alcohol and Other Drug Policy [2] Annual Fire Safety Report [3] Annual Security Report [4] Climate Reporting & Nondiscrimination Policies [5] Confidential CARE Advocate [6] UC Student Complaint Process [7] Freedom of Speech Policies [8] Sexual Harassment and Sexual Violence Policy [9] Sexual Assault, Dating/Intimate Partner Violence, Domestic Violence, Stalking: Reporting Options and Resources ...

Alcohol and Other Drug Policy [2] Annual Fire Safety Report [3] Annual Security Report [4] Climate Reporting & Nondiscrimination Policies [5] Confidential CARE Advocate [6] UC Student Complaint Process [7] Freedom of Speech Policies [8] Sexual Harassment and Sexual Violence Policy [9] Sexual Assault, Dating/Intimate Partner Violence, Domestic Violence, Stalking: Reporting Options and Resources ...

Alcohol and Other Drug Policy [2] Annual Fire Safety Report [3] Annual Security Report [4] Climate Reporting & Nondiscrimination Policies [5] Confidential CARE Advocate [6] UC Student Complaint Process [7] Freedom of Speech Policies [8] Sexual Harassment and Sexual Violence Policy [9] Sexual Assault, Dating/Intimate Partner Violence, Domestic Violence, Stalking: Reporting Options and Resources ...

Alcohol and Other Drug Policy [2] Annual Fire Safety Report [3] Annual Security Report [4] Climate Reporting & Nondiscrimination Policies [5] Confidential CARE Advocate [6] UC Student Complaint Process [7] Freedom of Speech Policies [8] Sexual Harassment and Sexual Violence Policy [9] Sexual Assault, Dating/Intimate Partner Violence, Domestic Violence, Stalking: Reporting Options and Resources ...

Alcohol and Other Drug Policy [2] Annual Fire Safety Report [3] Annual Security Report [4] Climate Reporting & Nondiscrimination Policies [5] Confidential CARE Advocate [6] UC Student Complaint Process [7] Freedom of Speech Policies [8] Sexual Harassment and Sexual Violence Policy [9] Sexual Assault, Dating/Intimate Partner Violence, Domestic Violence, Stalking: Reporting Options and Resources ...

Alcohol and Other Drug Policy [2] Annual Fire Safety Report [3] Annual Security Report [4] Climate Reporting & Nondiscrimination Policies [5] Confidential CARE Advocate [6] UC Student Complaint Process [7] Freedom of Speech Policies [8] Sexual Harassment and Sexual Violence Policy [9] Sexual Assault, Dating/Intimate Partner Violence, Domestic Violence, Stalking: Reporting Options and Resources ...