We investigate how universal banking groups utilized information advantage at the initial public offerings (IPOs) in Japan over period 2002-2012. focus on IPO issues of bank clients allocated by underwriters from issuers’ main groups, competing commercial and traditional investment groups. find that do not their affiliated mutual funds terms aftermarket returns; neither underwriters. interpret ...

We highlight the implications of combining underwriting services and lending for the choice of underwriters and for competition in the underwriting business. We show that cross-selling can increase underwriters’ incentives, and we explain three phenomena: first, that cross-selling is important for universal banks to enter the investment banking business; second, that cross-selling is particular...

This paper describes the GE Compliance Checker [GECCO], a knowledge-based application for use in the home mortgage industry. GECCO is a tool for automating the information-intensive processes of underwriting and reselling mortgage loans. GECCO was initially designed and deployed for one business component of GE Capital Mortgage Corporation [GECMC], and then successfully integrated into three ot...

The study of premalignant disease may hold the promise of cancer prevention and, in some cases, this potential is already being realized. In other instances, however, increased risk of mortality and morbidity has been identified without clear data to guide treatment. This series reviews the current state of information about premalignant disease from the perspective of diagnosis, treatment and ...

Medical underwriting involves the application of actuarial science by analyzing medical information to predict the future risk of a claim. The objective is that individuals with like risk are treated in a like manner so that the premium paid is proportional to the risk of future claim.

Steadily increasing competition has changed the underwriting environment in most life insurance companies. This article attempts to explore how heightened competition presents a new challenge for medical professionals employed in the industry.

The electrocardiogram (ECG) is a valuable screening tool for increased risk in underwriting life insurance applicants. This article discusses a recently described ECG pattern associated with a high risk of sudden unexpected death.

Main duties: Underwriting and processing loan applications; collecting and analyzing information which reflects the credit worthiness of applicant; monitoring loan repayment activities; completing the monthly various financial reports for both loan department and CB.