Our paper addresses firm size as a driver of systematic credit risk in loans to small and medium enterprises (SMEs). Key contributions are the use of a unique data set of SME lending by over 400 German banks and relating systematic risk to the size dependence of regulatory capital requirements. What sets our sample apart is its comprehensive coverage of the particularly rich and well developed ...

1 Tim J. Yen, Ph.D., Senior Member; Adjunct Associate Professor of Genetics, and Member of the Graduate Groups in Cell Biology and Molecular Biology, University of Pennsylvania Song-Tao Liu, Ph.D., Research Associate Avram Hershko, M.D., Ph.D., Visiting Scientist, Technion University, Haifa, Israel Neil Beeharry, Ph.D., Postdoctoral Fellow Haomin Huang, Ph.D., Postdoctoral Fellow Nadia Ladygina...

1Postgraduate Student, Department of Oral Pathology & Microbiology, School of Dental College, Krishna Institute of Medical Sciences, Deemed University, Karad, Maharashtra, India, 2Professor & Head, Department of Oral Pathology & Microbiology, School of Dental College, Krishna Institute of Medical Sciences, Deemed University, Karad, Maharashtra, India, 3Reader, Department of Department of Oral P...

student concept learning in pulmonary physiology. Pathfinder scaling is used to derive concept maps for medical and veterinary students and their physiology instructors at Northwestern University and the University of Wisconsin, respectively. The concept maps are evaluated for coherence (internal consistency), student-instructor similarity, and correlation of similarity with final examination s...

The aim of this research is to study the effect of growth of smartphone usage among university student. Now, smartphone can become a pocket computer and a must have for all students university. These papers discussed about the issues occur when the university student used the smartphone. It is because technologies nowadays develop many smartphone with the cheaper price and the student is afford...

1PhD Student in Pharmaceutical Sciences, Department of Pharmaceutical Sciences, School of Pharmaceutical Sciences, Federal University of Pernambuco, Brazil 2Associate Professor, Department of Pharmaceutical Sciences, School of Pharmaceutical Sciences, Federal University of Pernambuco, Brazil 3Associate Professor, Department of Prosthodontics and Oral and Maxillofacial Surgery, Dental School, Fe...

1. PhD, Department of Physiotherapy, Federal University of São Carlos; 2. Physiotherapy Student, Federal University of São Carlos, 3. Master Degree Student, Department of Physiotherapy, Federal University of São Carlos; 4. PhD, Department of Physiology and Pathology, São Paulo State UniversityUNESP; 5. PhD, Department of Physiology and Pathology, São Paulo State UniversityUNESP; 6. PhD, Departm...

j1 Subhamoy Bhattacharya PhD(Cantab) Senior Lecturer in Dynamics, University of Bristol, Bristol, UK j2 James A. Cox MEng Research Postgraduate Student, University of Bristol, Bristol, UK j3 Domenico Lombardi MSc Research Postgraduate Student, University of Bristol, Bristol, UK j4 David Muir Wood MA, PhD(Cantab), FICE, FREng Emeritus Professor of Civil Engineering, University of Bristol, Bristo...

background : the aim of this study was to identify factors affecting self-medication and its pattern among the students of tabriz university of medical sciences, tabriz, iran. methods: this descriptive cross-sectional study was conducted on 385 students of tabriz university of medical sciences in 2012. the data collection tool was a researcher-made questionnaire. the validity of the questionnai...