Microfinance in China has entered the phase of rapid development and it has become one of the most important businesses in commercial banks. According to the principals of low carbon economy and the characteristics of farmer microfinance of Chinese commercial bank, this paper designed the performance evaluation system and evaluated the performance of small and micro businesses microfinance. In ...

abstract:the general perception of islamic finance is that it prohibits the practice of paying and receiving interest, but islamicfinance is much broader than interest rate prohibition. islamic financial services can be viewed as a set of financialservices which are diversified based on the needs of society.since in the iranian economy most of the enterprises are micro and/or small, micro finan...

We apply the non-parametric, unconditional, hyperbolic order- quantile estimator to appraise the relative efficiency of Microfinance Institutions in Africa in terms of outreach. Our purpose is to verify if these institutions, which must constantly try to strike a compromise between their social role and financial sustainability are operationally efficient. Using data on African MFIs extracted ...

a r t i c l e i n f o JEL classification: O16 C93 D03 Keywords: Field experiment Microfinance Investment game Trust Trustworthiness Creditworthiness and trustworthiness are almost synonyms because, under asymmetric information, the act of conferring a loan has the indirect effect of signaling the trustworthiness of the borrower. We test the creditworthiness/trustworthiness nexus in an investmen...

Microfinance is considered a better solution for the fight against poverty. It allows integration of excluded into productive activity. The current challenge MFIs (microfinance institutions) to seek their durability and sustainability, in order be able achieve objective. Sustainability can defined as ability institutions maintain sustainability actions. assessed through three dimensions, namely...

This paper presents an evaluation of the long-term impact of microfinance programmes on Acehnese children during the post-tsunami recovery. The study, conducted from June to August 2010, examined the impact of microfinance programming six years after the tsunami. The sample consisted of 185 microfinance participants, with a comparison group of 192 individuals who did not participate in microfin...

what are the main success factors of microfinance institutions in providing financial services to poor people in a sustainable manner? in this article we try to answer this question. in one hand, we analyze the core compatibility between microeconomics of asymmetric information, transaction cost and risk, and new different operational mechanisms applied by microfinance institutions. on the othe...

The contribution of microfinance in the development of global economy is undoubtedly admissible. The research has been carried out to explore the impact of microfinance on the livelihood of the clients. The study emphasized to detect clear-cut impact of microfinance on poverty eradication, livelihood security, and on the role of Information and Communications Technology (ICT) system on microfin...

Microfinance supports mainly informal activities that often have a low return and low market demand. It may therefore be hypothesized that the aggregate poverty impact of microfinance is modest or even nonexistent. If true, the poverty impact of microfinance observed at the participant level represents either income redistribution or short-run income generation from the microfinance interventio...

The microfinance industry provides financial services to the world’s poor in hopes of moving individuals and families out of poverty. In 2013 there were 4.7 million active microfinance borrowers in Africa. This represents a smaller percentage of the population compared to other regions of the world, indicating the potential for rapid growth of microfinance in Africa. However, microfinance is ma...