Dalam rangka meningkatkan efisiensi kegiatan operasional dan mutu pelayanan bank kepada nasabahnya, dituntut untuk mengembangkan strategi bisnis dengan lebih banyak memanfaatkan kemajuan teknologi informasi daya saing bank. Penerapan telah membawa perubahan dalam serta pengelolaan data sehingga dapat dilakukan secara efisien efektif memberikan akurat cepat. Perkembangan produk perbankan berbasi...

Identification and verification of a person today is a common thing; which may include door-lock system, safe box and vehicle control or even at accessing bank accounts via ATM, etc which is necessary for securing personal information. The conventional methods like ID card verification or signature does not provide perfection and reliability. The systems employed at these places must be fast en...

The increasing demand for easily accessible cash drives banks to expand their Automatic Teller Machine networks. As the network increase it becomes more difficult to supervise it while the operating costs rise significantly. Cash demand needs to be forecasted accurately so that banks can avoid storing extra cash money and can profit by mobilizing the idle cash. This paper is motivated by the Ne...

Performance in the financial markets is an essential component study of finance. Over last decade, Kenya's commercial banks have increased their use different types technology (2011-2021). Mobile banking, agency internet and automated teller machines are just some various forms available today. The purpose this was to evaluate impact that has had, if any, on overall performance Kenya. specific ...

Aim: Bacteria are ubiquitous in the environment. In keeping with the continued expansion of urbanization and the growing population, an increasing number of people use automated banking, i.e. automated teller machines (ATMs). The aim of this study was to investigate the bacterial contamination and its antibiotic sensitivity on computer keyboards located at ATMs in Hamadan province, Iran. Method...

Automated teller machine is very popular and most efficient ways for transaction of money. It perform financial transactions mostly cash withdrawal. It reduces the work load of banks as it is fully automated. Currently, Personal Identification Number(PIN) is used for security in ATMs and authentication is provided to the Users by entering the personal identification number (PIN).These PIN numbe...

Public services should be equally accessible to all users. Conversely, service users vary individually in terms of physical ability and experience in using the services. These individual differences have been a cause of a growing digital divide. The recent progress made in information technology has also provided more job and learning opportunities for those with disabilities, thus enhancing th...