This study aims to determine e-banking usage level among retail banking clients' and to identify the factors that influence the adoption of e-banking in Sudan. A selfadministered questionnaire was developed and distributed to a sample size of 400 clients using convenience-sampling method. Data analysis was then based on 269 valid responses. The study results indicate that the majority of retail...

Habitability refers to the match between the language people employ when using a computer system and the language that the system can accept. In this paper, the concept of &&habitability'' is explored in relation to the design of dialogues for speechbased systems. Two studies investigating the role of habitability in speech systems for banking applications are reported. The "rst study employed ...

Automated Teller Machines (ATMs) are a medium for financial transactions. This study investigates the impact of service distribution and satisfaction on customer loyalty ATM usage BRI Syariah Sub-Branch Office (KCP) Pamekasan. Data obtained from primary data in user respondents' Form, analyzed by SEM with PLS approach. The calculation is carried out two phases, first-order phase, second-order p...

This study aims to determine e-banking usage level among retail banking clients' and to identify the factors that influence the adoption of e-banking in Sudan. A self-administered questionnaire was developed and distributed to a sample size of 400 clients using convenience-sampling method. Data analysis was then based on 269 valid responses. The study results indicate that the majority of retai...

This paper proposes a HMM-based approach for detecting abnormal situations in some simulated ATM (Automated Teller Machine) scenarios, by using a network of heterogeneous sensors. The applied sensor network comprises of cameras and microphone arrays. The idea is to use such a sensor network in order to detect the normality or abnormality of the scenes in terms of whether a robbery is happening ...

The study investigates the user acceptance of automated teller machine (ATM) and transit applications (Touch ‘n Go) which are embedded in Malaysian multipurpose smart identity card named as MyKad. A research framework was developed based on a well known user acceptance model i.e. Unified Theory of Acceptance and Use of Technology (UTAUT) model. Five hundred questionnaires were randomly distribu...

The research intended to analyze the effect of financial inclusion strategies on performance commercial banks in Rwanda, a case I&M Bank Rwanda Ltd. specific objectives study were examine agency banking, innovation and loan products guided by three theories which are theory, constraint-induced theory theory. A sample size 92 employees among 1,232 was taken data collected through questionnai...

The current research empirically analyses the determinants of financial inclusion (FI) for BRICS (Brazil, Russia, India, China and South Africa) nations using no. depositors Automated Teller Machines/user as dependent variables, a proxy FI from 2004 to 2019. study employs fixed-effect, cross-section random-effect simple panel least square techniques determine different countries. empirical find...

This paper proposes to model chaos in the automated teller machine (ATM) cash withdrawal time series of a large Indian commercial bank and forecast withdrawals using deep learning (DL) hybrid DL methods. It also considers influence “day-of-the-week” on results. We first modelled present by reconstructing state space each optimal lag embedding dimension. process converts original univariate into...