objective: traditional methods for storing microbial dna samples use the low-temperatures of 4 °c, -20°c or -80 °c. the dbc card is a new method of storing microbial dna at room temperature. this study evaluates the stability and determine the best storing method of bacterial dna on the dbc card. methods: in this study, we used a pair of primers from the conserved domain of 16srrna designed to...

The study focuses on the Innovative services provided by the banks as mobile banking, phone banking, card banking, internet banking and inter-branch banking. The study analyse the satisfaction level, usage period and user rate of account holders while using these innovative banking services. The study also focus on the inter relationship between the groups and with in the groups. The broad obje...

The aromatic N-heterocyclic 7H-dibenzo(c,g)carbazole (DBC), like polynuclear aromatic hydrocarbons, is a potent inducer of local sarcomas, papillomas, and respiratory tumors, but unlike such compounds it also induces hepatomas. The N-methyl derivative of DBC, N-methyl-dibenzo(c,g)carbazole (MeDBC), also induces sarcomas, papillomas, and respiratory tumors but at a lower frequency than DBC. Howe...

The environmental pollutant 7H-dibenzo(c,g)carbazole (DBC) has been shown to be a potent carcinogen in various mouse tissues, but displays an unusual degree of hepatocarcinogenicity. We have previously reported that in accord with this activity, mouse liver is the target organ for DBC-DNA binding, with total levels being up to 2700 times greater than in extrahepatic tissues after s.c. administr...

In today's world of E-Commerce everything comes online like Music,E-Books, Shopping all most everything is online. If you are using some service or buying things online then you have to pay for that. For that you have to do Net Banking or you have to use Credit card which will do online payment for you. In today's environment when everything is online, the service you are using for E-Payment mu...

Conventional credit card transactions are not consistent with Islamic principles, as exemplified by the Islamic banking system and the ‘Murabaha sale’. On the other hand, EMV-compliant IC (Integrated Circuit) cards have been developed to secure traditional Point of Sale (POS) transactions. Thus, if Islamic principles are to be applied to card payments, a new and secure card payment process is r...

Internet Banking is performed in an insecure environment, that is, both the PC and the web browser may have viruses and spyware. Therefore the sensitive data such as client passwords and financial transactions can be eavesdropped and modified. This paper presents two smart card based solutions for Internet Banking. Unlike most of earlier approaches which handles all the sensitive data using the...

This case describes how banking in India has changed after developments in information technology in the last decade. The new private and foreign banks, which are strong in technology, are giving tough competition to old public sector banks. Private banks have pioneered Internet banking, phone banking, anywhere banking, mobile banking, debit cards, automatic teller machines (ATMs), and retail b...

Banks want to use their genuine strong credential for online banking transaction authorization the debit card. Customers nowadays are usually equipped with a Smartphone and prefer to not carry a card reader in addition. Methods where developed that use the Smartphone to authorize online banking transactions. These methods are vulnerable to Smartphone malware. We present NFC-TAN as a Smartphone ...

Purpose – Many banks consider mobile-based technologies have improved the banking services through introduction of new banking facilities. One of the latest facilities developed in this area is the “mobile credit card.” The purpose of this study is to examine the factors that determine intention to use mobile credit card among Malaysia bank customers, as their new way in conducting payment tran...