In Internet security, traditional protection mechanisms such as anti-virus software, firewalls, and other add-ons are not capable of completely eliminating security risks [3]. As noted in [7], the management of information security needs to be addressed through economic, psychological, and policymaking approaches, in combination with engineering approaches. As a realistic and futuristic solutio...

Introduction Massage techniques fall within the scope of many different health care providers. Physical therapists, occupational therapists, and chiropractors receive insurance reimbursement for health care services, including massage. Although many patients pay out of pocket for massage services, it is unclear how the insurance company reimbursement policies factor provider qualifications into...

The problem of evaluating the solvency of insurance companies is tackled through the use of parametric and non-parametric statistical models, constructed using respectively multivariate methodologies and decision-tree techniques. First we intend to present the theoretical framework of both methodologies describing them within a Bayesian context, then two models are tested on a sample of Italian...

Purpose: Lapsation is the discontinuation of payment premia for reasons other than death a policy holder. A majority insurance companies notice that half their policyholders do not pay regularly leading to an increase in lapsation policies. Increase only affects policyholders’ welfare but also companies’ business growth. So, present study was carried out determine where rate high and offer solu...

moral hazards are the result of an expansive range of factors mostly originating in the patients’ roles. the objective of the present study was to investigate patient incentives for moral hazards using the experiences of experts of basic iranian insurance organizations. this was a qualitative research. data were collected through semi-structured interviews. the study population included all exp...

this paper presents an integrated data envelopment analysis (dea) – principal component analysis (pca) – analytical hierarchy process (ahp) to achieve the efficiency scores and ranks of the insurance companies. fourteen insurance companies with thirteen input and output variables have been considered for the purpose of this study. since the dea model is sensitive to the number of variables in c...

This paper examined the self-efficacy, information acquisition and utilization as correlates of effective decision making of managers in corporate insurance companies in Nigeria. Total enumeration technique called census coupled with a self-developed questionnaire was used to collect data on a population size of 153 managers in eleven corporate insurance companies in Nigeria, out of which 145 r...

Insurance companies have evolved into a highly competitive market that demands companies to put in place an effective customer behavior monitoring system, both in terms of usage and value. Unusual behavior in insurance can represent distinct business meanings, such as heavy users or suspicious transactions. Social network analysis can be used to raise business knowledge in relation to the avera...