Nowadays, the service industries play an essential role in the economic development of countries, and among the various fields of insurance, life insurance is of particular importance because it covers its cover directly to humans. Increased competition in the insurance industry has led managers to seek marketing strategies that, in addition to increasing insurance sales, reduce costs and gain ...

During a major election year, interest surges in discovering the sources of campaign funds for influential members of Congress and presidential candidates. This study traces the contributors from the health and insurance industries during the 1990 campaign and presents preliminary figures for the 1992 campaign. Health interests contributed $16.3 million to congressional candidates in 1990, many...

Insurance sector in India is growing at a very fast pace. With the entry of more and more private sector insurance, the competition within the industry is becoming very intense. Competition in the country among the insurance companies is strong as there have been new entrants into the market. Thus customer satisfaction is a crucial issue for the insurance company management to retain and attrac...

Homeowners mitigate potential hurricane losses by purchasing insurance and structural improvements. We construct and parameterize a model of optimal homeowner choice for a representative property in Wilmington, N.C., a hurricane prone region. Given existing insurance policies, National Weather Service location-specific hurricane strike probabilities, structural improvement costs, and an existin...

We study a competitive multiline insurance industry, in which insurance companies with limited liability choose which insurance lines to cover and the amount of capital to hold. Premiums are determined by no-arbitrage option pricing methods. The results are developed under the realistic assumptions that insurers face friction costs in holding capital and that the losses created by insurer defau...

India’s life insurance industry is rapidly expanding. This Sunrise sector has provided a solid foundation for economic growth and job creation. Because the become more competitive since liberalisation, regulation development authority developed new formative rules both products services. It’s time when firms’ flagship Unit related plans are bringing in lot of money. Both technology investment k...