In this study, we analyze the effects of macroprudential measures on bank lending in European Union. We develop several dedicated policy indices reflecting different actions taken by authorities individual member countries, with aim to affect credit activity national banking sectors. our empirical model, measure responsiveness gross loans banks selected indices, taking into account a set level ...

We consider a moral hazard economy with the potential for collusion between bankers and borrowers to study how incentives for risk taking are affected by the quality of supervision. We show that a low cost of capital or low return on investment may generate excessive risk taking. Because of a pecuniary externality, the market equilibrium is ineffi cient, therefore bank capital ratio should be r...

  The unprecedented growth of competition in the banking technology has raised the importance of retaining current customers and acquires new customers so that is important analyzing Customer behavior, which is base on bank databases. Analyzing bank databases for analyzing customer behavior is difficult since bank databases are multi-dimensional, comprised of monthly account records and daily t...

Introduction Despite pervasive debates around globalisation, the effect of international organisation and of foreign governments on labour relations has received little attention in industrial relations and in labour process theory: the former has long focussed on national institutions, while the latter has focussed on the company level or on capitalism in general. The drastic reforms passed in...

In his paper, "Globalization, Ideology, and Narratives of the East Asian Financial Crisis," Ezra Yoo-Hyeok Lee analyzes the narratives of the East Asian financial "crisis" in 1997-98, arguing that it took place in the course of restructuring the world economy so that the first world would keep its hegemonic power. The East Asian financial crisis spread rapidly to the rest of the globe and in th...

Abstract The World Bank and International Monetary Fund ( IMF ) help ailing developing economies to address their debts economic crises. To receive this help, however, these international financial institutions IFI s) have in the past demanded reforms, termed Structural Adjustment Programmes SAP ). One of policies has been privatisation state-owned enterprises SOE s), which Ghana embraced imple...

As the contemporary trend of world’s economic and financial integration has become more and more visible to see, and as the global market opens up day by day, the economy & finance of individual country penetrates into each other. And the interdependence and fusion between them has reached such a degree that each nation has been integrated into the huge world economy category and become an orga...