This study aims to determine e-banking usage level among retail banking clients' and to identify the factors that influence the adoption of e-banking in Sudan. A self-administered questionnaire was developed and distributed to a sample size of 400 clients using convenience-sampling method. Data analysis was then based on 269 valid responses. The study results indicate that the majority of retai...

Over the last decade, Internet banking is making its own acceptance worldwide including both economically stable as well in developing countries. Though an ample amount of research on (IB) adoption accessible developed countries and some countries, it scant Bangladesh. Therefore, aim this study to analyze predictors that influences customers IB Incorporating two external variables, namely perce...

This paper examines trust and commitment and their antecedents and consequences within the context of Internet banking, based on data collected from a survey of 500 Singapore undergraduates. After the establishment of a conceptual model that links trust and commitment to the willingness to try Internet banking, the empirical findings show that higher levels of trust and commitment are significa...

The biggest problem facing Internet banking today is the thorny issues of trust and security of online transactions. In fact, the vast majority of customers are concerned about the safety of their transaction, and they can’t simply trust the web fearing that their transactions and credentials might not be safe due to the increasing number of online Internet attacks. A new model for processing I...

In recent years, the Software Architecture of an Internet banking has become one of the most challengeable and risky fields of modern technology. The advent of the Internet has revolutionized the way banking is being done. In Internet banking, we analyzed some attributes such as usage, security, availability, load balancing and so on. Among those attributes Load Balancing is a serious problem i...

Banking transactions using smartphones or more commonly known as “smartphone banking” are increasingly becoming popular as a way for financial transactions given the growing number of smartphone users. The smartphone banking is considered to be different from mobile banking because of the unique and innovative features of smartphones a combination of a computer and mobile phone that can easily ...

This study aims to determine e-banking usage level among retail banking clients' and to identify the factors that influence the adoption of e-banking in Sudan. A selfadministered questionnaire was developed and distributed to a sample size of 400 clients using convenience-sampling method. Data analysis was then based on 269 valid responses. The study results indicate that the majority of retail...

Trust has been identified as the key to e-commerce because it is crucial wherever uncertainty and interdependence exist. The strong association between a high level of trust and the banking sector has not yet been fully translated in the electronic world. The aim of this article is to develop and validate a multi-dimensional model of trust for Internet banking. The data are collected through 44...

There is no doubt the Internet is a wondrous creation. The entire world is rapidly becoming obsessed with it. With the advancement of technology, there was a long felt need to give recognition to the electronic means as an alternative to paper based banking. The internet has made banking and other business transactions a lot easier because money is easily transferred from bank to bank, employer...

Based on a review of previous studies, important variables associated with the use of personal Internet Banking services are identified in this paper. Using data collected through a questionnaire, statistically significant associations among these variables are determined. The findings of the study confirm significant associations reported in previous studies and identify significant associatio...