Banks decide to invest in Internet banking for many reasons; among these are: pressures to cut costs, increase information richness for customers, pressures to produce more without increasing costs, improve the quality of services in order to stay in business or to reach a wider audience. The number of banks adopting Internet banking is increasing over the world even in less developed countries...

Combating with immense competition now a day‟s banks are focusing upon customer satisfaction rather than merely rendering their services in the Indian banking industry. Due to the tough competition in banking sector, paradigm changes are seen in this sector. Various innovations are witnessed in this field, because banking sector is adopting innovative ways to improve their services & to win the...

Internet banking has become widely available in Jamaica and yet there have been few studies to understand the characteristics of its users. For banks to improve their service and similar services it becomes imperative that they can justify the costs associated with these services. One of the ways these costs can be justified is if their customer base of internet banking users was to increase, t...

Steganography is the art of hiding secret information in media such as image, audio and video. The purpose of steganography is to conceal the existence of the secret information in any given medium. In the world of E-Commerce internet banking is one of the indispensable applications. Security issues are to be addressed critically in internet banking applications and it directly influences the c...

Technology has introduced new ways of delivering banking to the customer, such as ATMs and Internet Banking. Hence, banks have found themselves at the forefront of technology adoption for the past three decades. Banks began to look at e-banking as a means to replace some of their traditional branch functions. e-banking products/services like ATM and electronic funds transfer were a source of di...

Malaysia is one of the first countries in the world to blaze the trail for having a prescriptive legislation of governing the digital signature technology. Whilst the Digital Signature Act 1997 has always been acknowledged as one of the pioneers of a technology-specific legislative approach, the Act nevertheless, has been greatly exposed to numerous critiques, suggesting its inability to secure...

The study investigated the effect of cashless policy on economic growth in Nigeria using quarterly time series data spanning through period 2012 to 2021 while research design adopted for was ex-post facto design. Diagnostic test such as serial correlation, heteroskedasticity and Cusum were conducted. Phillip-Peron Kwiatkowski-Phillips-Schmidt-Shin (KPSS) used carry out unit root variables Auto-...