This study aims to determine Indonesia's Islamic Bank Adoption drivers, especially in some customer groups. PLS-SEM is an analytical method used test hypotheses. The analysis results show that the mediation type partial mediation, but for East Java customers and Generation Z complete mediation. Based on results, Banks must maintain their excellence attract more customers. sense of security usin...

This research aims to analyze the influence of peer banks on Islamic financial leverage decisions. The empirical model was tested using fixed-effect panel data regression with robust standard error and in Indonesia for years 2007-2020. results this study show that have a significant positive effect bank decisions, it is during global crisis. impact shows higher will make raises its leverage. co...

In 2020, the Covid-19 pandemic and how to handle it colored development of global economy. Millions people have died some are now out work after being laid off. The has reduced world consumption, production, investment, trade activities. government regulators side adjusting benchmark interest rate issuing relaxation restructuring rules prevent a bigger impact encourage economic recovery. Using ...

In this paper, we explore whether economic uncertainty differently affects the default risk of Islamic and conventional banks. Using a sample 568 banks from 20 countries between 2009 2018, use World Uncertainty Index (WUI) by Ahir et al. (2018) to conduct study based on comparable measure across countries. Our findings indicate that increases but does not affect banks’ risk. To understand why, ...

Deposits are like the bloodline for banks as they determine banks' lending capacity and a country's economic savings. However, existence of dual banking system poses challenge to Malaysian Islamic competing deposits. Despite this problem, few investigations were done comprehensively identify factors that could help attract deposits, particularly banks. The purpose paper is fill gap on deposits ...

Tujuan dari penelitian ini adalah untuk mengetahui faktor yang mempengaruhi pertumbuhan profitabilitas bank syariah di Indonesia. Penelitian menggunakan pendekatan kuantitatif dengan metode Autoregressive Distributed Lag (ARDL). Data digunakan data bulanan variabel makroekonomi dan perbankan periode Januari 2006 – Desember 2019. Variabel Industrial Production Index, Inflasi, Nilai Tukar Rupiah ...

Maqasid sharia contains elements of maintaining faith, guarding oneself, reason, bloodlines and safeguarding property. Until now, the maqasid is considered to be most ideal as a measure performance banking with dimension aim Islamizing banking. Islamic business entity that aims make profit but must also comply law provide benefits in social sector through distribution zakat, infaq, alms, csr, q...