pollution of marine waters is one of the important issues that has a irreparable effects. also, in the organic oil pollutants, due to inappropriate effects on the environment and humans health and ability to create cancer, hydro carbons of polycyclic (pahs) and heavy metals (ni,hg,v) have a particular importance. according to the importance of study of the environ mental contaminants in the fou...

three marine bacteria, pseudomonas putida ptcc 1664, bacillus cereus  pttc 1665 and pseudomonas pseudoalkaligenes ptcc 1666 isolated from the east anzali wetland sediments of the caspian sea, were resistant to heavy metals of cadmium (cd), nickel (ni) and vanadium (v). pseudomonas pseudoalkaligenes ptcc 1666 was found to be resistant to all 3 metals ni, cd, v. heavy metal uptake was determined ...

As well as serving valuable biodiversity conservation roles, functioning no-take fishery reserves protect a portion of the fishery stock as insurance against future over-fishing. So long as there is adequate compliance by the fishing community, it is likely that they will also sustain and even enhance fishery yields in the surrounding area. However, there are significant gaps in scientific know...

Marine protected areas have been widely touted as both as an insurance policy against fishery management failures and as an integral part of an optimal management strategy for some fisheries. However, incorrectly sized or located MPAs may actually increase the risk of depletion or collapse of some species, and can easily reduce the sustainable value of the system of fisheries they impact. Furth...

Purpose: This study has provided a model for the impact of mass media on the development of insurance culture. The insurance industry has a significant quantitative and qualitative growth and quickly has a high potential for economic growth and prosperity. However, companies They should take advantage of the opportunities available through the mass media to develop a culture of life insurance. ...

background: existence or non-existence of adverse selection in insurance market is one of the important cases that have always been considered by insurers. adverse selection is one of the consequences of asymmetric information. theory of adverse selection states that high-risk individuals demand the insurance service more than low risk individuals do. methods: the presence of adverse selection ...

insurance industry experts believe that fraud is a destructive disaster in the insurance industry. over the years, many methods have been used in the literature for fraud detection, one of which is expert systems. fraud detection expert systems are based on the knowledge of experts in the field of insurance identify fraud. judgment of experts is mostly based on evidence, documents, qualitative ...

in addition to its primary role of providing financial protection for other industries the insurance industry also serves as a medium for fund mobilization. in spite of the harsh economic environment in nigeria, the insurance industry has been crucial to the consummation of business plans and wealth creation.  however, the continued downturn experienced by many countries, in the last decade, se...