Today, the quality of services is an increasingly important factor in the success and survival of the banking sector. Therefore, the discovery of effective factors in the quality of services and the importance of each of these factors is very important from the point of view of customers due to the increasing intensity of competition. Modern com- merce requires appropriate tools and infrastruct...

Competition, convergence and consolidation are key drivers of banking these days. Competition breeds innovation breed's competitive advantage. To stay ahead their competitors, banks like any other industry trying new ideas (innovations) reinventing existing products (renovations). 'Innovate or die' is mantra modern day banking.

Today, the quality of services is an increasingly important factor in the success and survival of the banking sector. Therefore, the discovery of effective factors in the quality of services and the importance of each of these factors is very important from the point of view of customers due to the increasing intensity of competition. Modern com- merce requires appropriate tools and infrastruct...

New developments in molecular neuropathology have evoked increased demands for postmortem human brain tissue. The New South Wales Tissue Resource Centre (TRC) at The University of Sydney has grown from a small tissue collection into one of the leading international brain banking facilities, which operates with best practice and quality control protocols. The focus of this tissue collection is o...

Internet Banking is performed in an insecure environment, that is, both the PC and the web browser may have viruses and spyware. Therefore the sensitive data such as client passwords and financial transactions can be eavesdropped and modified. This paper presents two smart card based solutions for Internet Banking. Unlike most of earlier approaches which handles all the sensitive data using the...

In this paper we study the relationship between leverage and risk in commercial banking market. We employ a panel data set that consists of the biggest US commercial banks and which extends from 2002 to 2010 thus covering both the years before the outbreak of the current financial crisis as well as those followed. We make clear distinctions among different leverage types like onand off-balance ...