Are regulations on the payday loan effective? Do people switch to other forms of expensive credit such as pawnshop loans because of such regulations? In this study, we aim to find the answers to these two questions through exploring state-level variations in regulations on payday loans and other alternative financial services. Using FDIC’s panel survey data and Google Trends data, we find that ...

Introduction: Instruction is a policy of accessing human resources and a way of developing human resources for organizations. Research has always been an instrument for material and moral progress. Such activities as holding research workshops in different universities has been considered as a strategy of promoting students’ research capabilities. The present research investigates the eff...

Objective: To determine the knowledge, attitude and practice (KAP) of sleep among medical students of IIUM towards and to determine the impact of socio-demographic data on the knowledge, attitude and practice. Methods: A cross-sectional study was carried out among 106 students from first, second and third year medical students of IIUM. Verbal consent was taken from the students who were willing...

The focus of this study was particularly to examine the extent to which the psycho-academic variables of (study habit, test anxiety, attitude to schooling and attitude towards English studies and test wiseness) relatively and collectively contribute to students’ performance in English studies. Two specific purposes and hypotheses were formulated to guide the study. This expost facto research em...

Student wastage in higher education is a problem of great importance in our society. The time has come to try to start a service to give specialised help for redeployment in continued education or in suitable employment that carries further training prospects. This would be not only a humane social service, but a real component of the educational and economic system. At present, wastage in the ...

Early retirement incentives (ERIs) are increasingly prevalent in education as districts seek to close budget gaps by replacing expensive experienced teachers with lower-cost newer teachers. Combined with the aging of the teacher workforce, these ERIs are likely to change the composition of teachers dramatically in the coming years. We use exogenous variation from an ERI program in Illinois in t...

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abstract introduction: the aim of this study validating and investigating reliability ‎of the eating attitude test (garner & garfinkel, 1979).‎ methods: 100 randomly selected student of shahid beheshti university ‎participated in this study. applied methods were: item analysis (degree of ‎difficulty, discrimination coefficient, loop method), construct validity ‎‎(confirmative factor analysis, i...