In 2016, Kenya enacted the Banking (amendment) Act 2016 which allowed lending interest rates charged by Commercial Banks in to be fixed at Central Bank Rate plus a spread of 4% and deposit 70% Rate. Many banks protested this move since it meant reduced profitability. As result, commercial introduced stringent credit qualification criteria locking out many borrowers who would have otherwise qual...

The study aims to substantiate effective strategies manage credit risks in commercial banks, for example, Kosovo. Based on the annual financial statements of banks Kosovo 2010-2020. We built polynomial regression models assess impact risk bank's stability. Empirically, determined and argued different nature influencing stability according various assets size banks. Preventive reactive scenarios...

The study estimates the impact of cluster commercial credit on manufacturing total factor productivity from perspective county-level clusters. data were collected 1998 to 2015 Chinese Industrial Enterprise Database. Various econometrics methods used approach objectives. found that can significantly increase manufacturing. Through analysis theoretical mechanism, it was improving level innovation...