generality. Even though the reductionist assumptions of economic models are certainly imperfect as descriptions of real migration behaviour, refinements of the 532 D. Radu

The risks involved in litigation are well documented; they include the risk of incurring legal expenses. While much literature focuses on contingent fees as a mechanism for litigants to shift this risk, there is little work on legal expenses insurance—the dominant means of shifting this risk in Europe. In our model, a risk averse plaintiff may purchase legal expenses insurance. The defendant ma...

OBJECTIVES Population-based health risk assessment and stratification are considered highly relevant for large-scale implementation of integrated care by facilitating services design and case identification. The principal objective of the study was to analyse five health-risk assessment strategies and health indicators used in the five regions participating in the Advancing Care Coordination an...

The scope of this paper is to analyse duration as a risk measure of life insurance liabilities from traditional life insurance products using a simple model to assess the problem. First, the liabilities are defined. Then the concept of Macauley duration as a measure for interest rate risk with respect to life insurance liabilities is derived. This concept is discussed with respect to its useful...

BACKGROUND Dental caries is unevenly distributed within populations with a higher burden in low socio-economy groups. Several attempts have been made to allocate resources to those that need them the most; there is a need for convenient approaches to population-based monitoring of caries risk over time. The aim of this study was to develop the geo-map concept, addressing time trends in caries r...

INTRODUCTION Image Gently should be terminated. I agree. This statement is not much of a counterpoint to Dr Cohen’s [1] perspective. But, as withmany things, the essence really lies in the journey. And our paths and perceptions along the way are quite different. Before discussing this journey, there are a few points to make. First, I will not respond to the individual items in Dr Cohen’s commen...

Scientists, health care professionals and the general public have all raised concerns about the potential health impact natural and manmade sources bioaerosols. In response in september 2012 the Natural Environmental Research Council and public health England jointly funded a workshop to review the ‘sources, quantification and health implications of bioaerosols’. The organising committee for th...

In light of the emphasis on increased efficiency in the delivery of hospital-based healthcare services in Canada, healthcare administrators need to advocate for greater care in the community. The implementation of an antenatal home-care program for women with high-risk pregnancies at the Ottawa Hospital presented the opportunity to develop a comprehensive framework to evaluate the value and out...

Incomplete Risk Adjustment and Adverse Selection in the German Public Health Insurance System by Thomas Knaus and Robert Nuscheler The German statutory health insurance market was exposed to competition in 1996. To avoid adverse selection, a prospective risk compensation scheme was introduced in 1994. Due to their low contribution rates, company-based sickness funds were able to attract a lot o...