Widespread integration of market-based incentives into healthcare systems calls for — and has elicited — increasing adoption of risk adjustment. By deterring selection, risk adjustment helps to assure fair and efficient payments among health insurers or capitated provider groups. However, since conventional risk adjustment allocates funds among regions or insurers according to current populatio...

Using a representative sample of Italian investors, we estimate the risk associated with pension benefits by eliciting for each individual the subjective distribution of the replacement rate as a summary indicator of social security wealth. We find substantial heterogeneity of pension risk and show that it is consistently related to observable features in the pension system that have different ...

OBJECTIVE We sought to examine the legal and ethical implications of workplace health risk reduction programs (HRRPs) using health risk assessments, individually focused risk reduction, and financial incentives to promote compliance. METHODS We conducted a literature review, analyzed relevant statutes and regulations, and considered the effects of these programs on employee health privacy. ...

In the context of ongoing debate about negative stereotyping and poor risk assessment practices with minority ethnic groups in British society, this article attempts to develop an account of the dynamics of discrimination against black people in the area of mental health policy and practice. It is argued that a framework for the analysis of discrimination can be usefully constructed in terms of...

There exist a number of general considerations beyond predictive accuracy when selecting a risk assessment method for use in risk adjustment. In particular, these issues relate to the practical side of this process, such as whether it can be implemented and administered, whether the data exist to support its application, and what types of incentives does it provide to perform risk selection, ga...

Army STARRS is the largest and most comprehensive research project of mental health ever conducted in the U.S. Army. The project was designed to examine a broad range of risk and resilience (protective) factors across a complex set of outcomes. Army STARRS scientists created a series of extensive databases with the potential to achieve groundbreaking results. These databases will allow scientis...