A Soft Intelligent Risk Evaluation Model for Credit Scoring Classification
نویسندگان
چکیده
منابع مشابه
Using DEA for Classification in Credit Scoring
Credit scoring is a kind of binary classification problem that contains important information for manager to make a decision in particularly in banking authorities. Obtained scores provide a practical credit decision for a loan officer to classify clients to reject or accept for payment loan. For this sake, in this paper a data envelopment analysis- discriminant analysis (DEA-DA) approach is us...
متن کاملCredit Risk Scorecards Developing and Implementing Intelligent Credit Scoring
No part of this publication may be reproduced, stored in a retrieval system, or transmitted in any form or by any means Limit of Liability/Disclaimer of Warranty: While the publisher and author have used their best efforts in preparing this book, they make no representations or warranties with respect to the accuracy or completeness of the contents of this book and specifically disclaim any imp...
متن کاملusing dea for classification in credit scoring
credit scoring is a kind of binary classification problem that contains important information for manager to make a decision in particularly in banking authorities. obtained scores provide a practical credit decision for a loan officer to classify clients to reject or accept for payment loan. for this sake, in this paper a data envelopment analysis- discriminant analysis (dea-da) approach is us...
متن کاملDomain Driven Classification of Customer Credit Data for Intelligent Credit Scoring using Fuzzy set and MC2
Credit scoring or credit risk assessment is an important research issue in the banking industry. The major challenge of credit scoring is to recruit the profitable customers by predicting the bankrupts. The credit scoring carried out by traditional data driven approaches resulted only in an imprecise solution. Also the domain-driven based multiple criteria and multiple constraint (MC2) level pr...
متن کاملذخیره در منابع من
با ذخیره ی این منبع در منابع من، دسترسی به آن را برای استفاده های بعدی آسان تر کنید
ژورنال
عنوان ژورنال: International Journal of Financial Studies
سال: 2015
ISSN: 2227-7072
DOI: 10.3390/ijfs3030411