Empirical analysis of internet and mobile banking in Malaysia

نویسندگان

چکیده

Internet and mobile banking deliver services through various cashless payment tools, such as debit credit cards, direct transfers electronic wallets. The usage of internet in Malaysia has increased, but it is uncertain if they facilitate retail consumption. If are the preferred services, their could stimulate consumption; otherwise, will be short-lived more work must done to develop sector. This study aims determine influence on consumption Malaysia. diffusion innovation theory applied by examining how technologically aids systems might short-run long-run influences analyzed based autoregressive distributed lag (ARDL) unrestricted error correction model. ARDL model was estimated for consumption, represented monthly trade index, number transactions. results suggest a bi-directional causal relationship between short run. In long run, transactions were found significantly household not vice versa.

برای دانلود رایگان متن کامل این مقاله و بیش از 32 میلیون مقاله دیگر ابتدا ثبت نام کنید

اگر عضو سایت هستید لطفا وارد حساب کاربری خود شوید

منابع مشابه

factor influencing the adoption of internet banking

دوره مشترک کارشناسی ارشد بازاریابی و تجارت الکترونیک دانشگاه تربیت مدرس_ دانشگاه تکنولوژی lule? چکیده پایان نامه عوامل موثر بر پذیرش اینترنت بانک توسط مشتریان پیشرفت فناوری اطلاعات و ارتباطات و به طور خاص رشد اینترنت جهت تراکنش های معاملات بازرگانی، تاثیر بسیار عمیقی در صنعت بانکداری داشته است.این در حالی ست که نفوذ بانکداری اینترنتی در کشورهای در حال توسعه بسیار کندتر از نفوذ آن ...

15 صفحه اول

Empirical Analysis of Internet Banking Adoption in Tunisia

This paper aims to identify empirically the factors influencing the intention to use Internet Banking in Tunisia. The impact of perceived usefulness, perceived ease of use, awareness, social norm, security and privacy, and computer self efficacy on intention to use Internet banking is tested through structural equation modelling techniques. The 284 self-administrated questionnaires were collect...

متن کامل

the stady and analysis of rice agroclimatology in lenjan

the west of esfahan province, iran, is one of the most important agricultural areas throughout the country due to the climate variability and life-giving water of zayanderood river. rice is one of the major and economic crops in this area. the most important climatic elements in agricultural activities which should be considered include temperature, relative humidity, precipitation and wind. so...

15 صفحه اول

An Empirical Assessment of Internet Banking Systems

This paper examines the use of Internet banking systems and several critical factors related to Internet banking services. The analysis suggests that the constructs tested considerably explain the variation in customer interactions. Perceived usefulness and perceived ease of use are important in facilitating customer interactions. Perceived security, responsiveness and convenience also represen...

متن کامل

ذخیره در منابع من


  با ذخیره ی این منبع در منابع من، دسترسی به آن را برای استفاده های بعدی آسان تر کنید

ژورنال

عنوان ژورنال: Asian Economic and Financial Review

سال: 2023

ISSN: ['2222-6737', '2305-2147']

DOI: https://doi.org/10.55493/5002.v13i2.4717