Payment Features and Incentives as Drivers for Non-Cash Payments Usage – the Evidence from Poland
نویسندگان
چکیده
Theoretical background: There is evidence that sustainable economic growth strictly connected with non-cash payments development. Nevertheless, in many countries, cash still remains the dominant means of payment. Cash can be treated as a store value and The paper focuses on its transactional function addresses need to recognise drivers shift consumers away from cash. Purpose article: aims analyse what features payment instruments kind incentives could convince switch payments. Research methods: data analysed were collected during first survey this topic conducted 2018 representative sample Polish consumers. selected statistical methods applied research data. Among them are correlation analysis Thurstone’s method paired comparisons preferences association (co-occurrence) for exploring consumers’ related their choices. Main findings: results show Poland choices driven rather by cost than other instrument such speed, convenience or security. These consistent greater sensitivity financial material bonuses tax benefits. has also shown statistically significant between incentive consumer’s characteristics.
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ژورنال
عنوان ژورنال: Annales Universitatis Mariae Curie-Sk?odowska
سال: 2022
ISSN: ['2451-0491', '2543-9340']
DOI: https://doi.org/10.17951/h.2022.56.3.37-59